4 min read

Is There Financial Aid for Grad School? Exploring Your Funding Options

4 min readFinancial aid for graduate school is available to help offset costs. The FAFSA is the first step in exploring eligibility for federal aid, with some state and school-based options requiring additional applications. Scholarships, grants, assistantships, and fellowships provide funding that does not need to be repaid. Employer tuition reimbursement programs can help reduce […]Continue reading "Is There Financial Aid for Grad School? Exploring Your Funding Options"
Tagged
4 min read

How Much Is 70K a Year Monthly? A Breakdown of Your Take-Home Pay

4 min readUnderstanding your monthly take-home pay when earning $70,000 a year requires considering taxes and deductions. Federal and state taxes can significantly impact your net income, depending on your location and tax bracket. Deductions for contributions like 401(k) and health insurance lower your taxable income, increasing your take-home pay. Various tools, like online calculators, […]Continue reading "How Much Is 70K a Year Monthly? A Breakdown of Your Take-Home Pay"
Tagged
4 min read

Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings

4 min readWhile a federal tax credit for buying a house in 2023 doesn’t exist, homeowners can benefit from several tax deductions. A primary residence has potential tax benefits, including deductions for mortgage interest, property taxes, and certain home improvements. Understanding the difference between tax deductions and credits is vital for maximizing your savings. Before […]Continue reading "Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings"
Tagged ,
4 min read

What Does Plan F Cover? Understanding Benefits and Costs for Seniors

4 min readMedicare Supplement Plan F offers comprehensive coverage for seniors, but it’s essential to understand its benefits and costs. Plan F covers various medical expenses, including Part A and Part B deductibles, coinsurance, and excess charges – but it is only available to those who were eligible for Medicare before 2020. Seniors can choose […]Continue reading "What Does Plan F Cover? Understanding Benefits and Costs for Seniors"
Tagged
4 min read

Interest Rate vs. APY: How They Impact Your Savings and Loans

4 min readAPY and interest rates are two different concepts that significantly impact your savings and loans. The interest rate determines how much interest you earn or pay, while APY includes the effect of compound interest. Compound interest helps your savings grow faster by earning interest on both your principal and accumulated interest. A higher […]Continue reading "Interest Rate vs. APY: How They Impact Your Savings and Loans"
Tagged
4 min read

What You Need to Know About the 45-Day Rules in 1031 Exchange

4 min readThe 1031 exchange, also called a like-kind exchange, allows investors to trade investment properties while deferring capital gains taxes. A key part of the 1031 exchange is the 45-day identification period, which starts after selling the relinquished property. Within these 45 days, investors must identify potential replacement properties. Failure to meet the 45-day […]Continue reading "What You Need to Know About the 45-Day Rules in 1031 Exchange"
Tagged
4 min read

How to Surrender a Financed Car Without Penalty

4 min readLearn how to return a financed car without incurring penalties. Understand the legal and financial effects of surrendering a financed vehicle. Review your loan agreement for surrender clauses and payoff amounts. Assess your financial situation and explore alternative options. Communicate with your finance company to understand costs before surrendering. Protect your credit score […]Continue reading "How to Surrender a Financed Car Without Penalty"
Tagged ,
4 min read

How Long Does a Citi Balance Transfer Take? Timeline Explained

4 min readCiti offers some of the longest 0% intro APR periods, with balance transfer cards lasting up to 21 months. A Citi balance transfer usually takes about 10 days for existing credit card holders and around 14 days for new accounts, plus extra time for mail delivery. After opening the account, you typically have […]Continue reading "How Long Does a Citi Balance Transfer Take? Timeline Explained"
Tagged

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.