Fact-checked

Guides,Make Money,Side Hustles

4 min read

6 min read

How Lower Mortgage Rates Affect Your Finances

6 min readThis week, mortgage rates took a notable dip, bringing a glimmer of hope to homebuyers. However, as optimism wanes amid economic uncertainty, consumers appear more cautious than ever, grappling with rising costs and fluctuating markets.Continue reading →

Tagged Cited, Edited, Fact-checked, Featured, Peer-reviewed, Regular, Relevant, Reviewed

Business,Mortgage

6 min read

3 min read

The Cost of Easy Financial Habits

3 min readMany underestimate the long-term impact of low-maintenance habits on finances. Skipping routine budgeting or neglecting small savings can lead to bigger problems later. Remember, financial health is built on consistent, proactive choices, not just minimal effort.Continue reading →

Tagged Cited, Edited, Fact-checked, Featured, Peer-reviewed, Regular, Relevant, Reviewed

Frugal Living,Guides,Lifestyle

3 min read

5 min read

Navigating the Chase 5/24 Rule for Card Approvals

5 min readThe Chase 5/24 rule can be a significant hurdle for credit card applicants. Essentially, if you've opened five or more credit cards in the past 24 months, your chances of approval with Chase diminish. Understanding this can help you strategize for future applications.Continue reading →

Tagged Branded, Cited, Edited, Fact-checked, Featured, Peer-reviewed, Relevant, Reviewed

Banking,Credit Cards,Guides

5 min read

4 min read

Effortless E-Signatures for Legal Documents

4 min readCreating an electronic signature is straightforward. Start by choosing a reliable e-signature tool like DocuSign or Adobe Sign. Follow the prompts to draw, type, or upload your signature. Once saved, you can easily add it to documents. It's secure and legally binding!Continue reading →

Tagged Cited, Edited, Fact-checked, Featured, Peer-reviewed, Regular, Relevant, Reviewed

Guides,Personal,Technology

4 min read

6 min read

10 Best States to Teach In for Educators in 2025

6 min readIn 2025, New York and Washington will have the best adjusted pay and support for teachers, while New Jersey, Virginia, Pennsylvania, Maryland, Delaware, Connecticut, Utah, and Illinois will have competitive salaries, good school systems, and clear career paths. When you compare pay to the cost of living, classroom resources, safety, and professional development, these states also have better student outcomes and fewer teachers leaving their jobs, making them great places for both new and experienced teachers to work.Continue reading →

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Career,Education,Lists

6 min read

Best Credit Card for Online Shopping

6 min readPick a credit card that fits your online shopping habits. For example, if you shop a lot on Amazon, you might want to get a Prime Visa. If you want to be able to choose your own categories and get 2% back on everything, you might want to get a Wells Fargo Active Cash® card. To get the most out of your money, activate quarterly bonuses, use issuer shopping portals and intro offers, and protect your checkouts with virtual card numbers, fraud alerts, and zero-liability coverage.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Banking,Credit Cards,Lists

6 min read

Trading In a Car With a Loan

6 min readIf you want to trade in a car that you still owe money on, the equity in the car is important. If the car is worth more than the payoff, the difference can lower the price of the next car. If it's worth less, you have to pay the difference up front or add it to a new loan. Before going to a dealership, make sure you know the exact payoff amount, check the trade-in value with guides like Kelley Blue Book, gather all the paperwork (registration, insurance, service records, payoff letter), and negotiate the trade-in value separately from the new purchase so you don't end up with negative equity.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Auto,Guides,Loans

6 min read

7 min read

Take a Look at What Is Next for Digital Real Estate Investing

7 min readIntroduction The real estate market is changing, and digital real estate is leading the way. In the digital world, owning property online can help you make money in new ways. You can get a steady income or try new types of owning property. This area gives people a way to do things you don’t see […]Continue reading →

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Guides,Investing,Technology

7 min read

5 min read

Homebuilding Stocks Face Headwinds: 3 Under Pressure

5 min readRising interest rates, problems with the supply chain, and a lack of workers are all making it hard for homebuilding stocks to do well. We'll look at three important people in the industry who are having a hard time in today's tough market.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Business,Investing,Mortgage

5 min read

7 min read

Practical Ways to Save Money While Raising Kids

7 min readA clear budget, smart shopping, and regular use of low-cost resources like secondhand markets, meal planning, and community programs are the first steps to smart family finances. Families can save money, lower their stress, and cut costs by making these daily habits work with tax benefits, in-network healthcare, and pre-tax accounts (HSA/FSA). They can do all of this without hurting their kids' growth, health, or learning.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Kent Baker

Frugal Living,Opinion,Personal

7 min read

4 min read

Semler Scientific Buys $25M Bitcoin, Stock Down 22% YTD

4 min readAdding $25 million in Bitcoin to Semler Scientific's portfolio is a big step forward in the crypto world. The company's stock, on the other hand, has had problems, falling 22% so far this year, which makes people wonder about its long-term strategy and the trust of investors.Continue reading →

Tagged Branded, Cited, Edited, Fact-checked, Peer-reviewed, Relevant, Reviewed

Kent Baker