Retirement

grocery-loyalty-cards
3 min read

How Grocery Loyalty Cards Track Your Spending in Retirement

3 min readAs you navigate retirement, grocery loyalty cards may seem innocuous, but they quietly track your spending habits. Each purchase provides data that grocery stores analyze, helping them tailor promotions to your preferences-shaping the way you shop and save.Continue reading "How Grocery Loyalty Cards Track Your Spending in Retirement" →
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John Beach<span class="bp-verified-badge"></span> John Beach
Posted on
Lifestyle,Personal,Retirement
3 min read
life-insurance-for-seniors
4 min read

Best Life Insurance for Seniors

4 min readLooking for the best life insurance for seniors? In this listicle, you'll discover top policies tailored to your age, budget-friendly options, and tips to choose the right coverage-helping you secure peace of mind easily.Continue reading "Best Life Insurance for Seniors" →
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Sophia Graham<span class="bp-verified-badge"></span> Sophia Graham
Posted on
Elderly,Insurance,Lists,Retirement
4 min read
How to Retire a Millionaire Without Working More - Verified by FangWallet
5 min read

How to Retire a Millionaire Without Working More

5 min readUnlocking a millionaire retirement doesn't always mean working extra hours. With the right financial hacks—like automating savings and maximizing investment growth—you can build wealth efficiently. Start small, stay consistent, and watch your future flourish!Continue reading "How to Retire a Millionaire Without Working More" →
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David Chu<span class="bp-verified-badge"></span> David Chu
Posted on
Frugal Living,Guides,Investing,Retirement
5 min read
Self-Directed IRA Explained: Investment Options, Setup, and Rules for 2025 - Verified by FangWallet
5 min read

Self-Directed IRA Explained: Investment Options, Setup, and Rules for 2025

5 min readA Self-Directed IRA offers you complete control over your retirement investments. Unlike traditional IRAs, this account lets you invest in a wide range of assets, from real estate to cryptocurrencies. Discover how it works and explore your options!Continue reading "Self-Directed IRA Explained: Investment Options, Setup, and Rules for 2025" →
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Chris Yu<span class="bp-verified-badge"></span> Chris Yu
Posted on
Guides,Personal,Retirement
5 min read
Retirement Cost of Living: Budgeting for a Happy Future - Verified by FangWallet
7 min read

Retirement Cost of Living: Budgeting for a Happy Future

7 min readThe cost of living in retirement comes from many things, like housing, healthcare, and what people spend day to day. Housing is a big part of this. Things like property taxes and mortgage payments are often the biggest cost for retirees. Prices tend to go up over time. This means older people have to […]Continue reading "Retirement Cost of Living: Budgeting for a Happy Future" →
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Christine Benz<span class="bp-verified-badge"></span> Christine Benz
Posted on
Elderly,Guides,Retirement
7 min read
Do You Pay Inheritance Tax On a Trust in California? - Verified by FangWallet
3 min read

Do You Pay Inheritance Tax On a Trust in California?

3 min readDo You Pay Inheritance Tax On A Trust In California? California does not have a state inheritance tax on trust distributions. Understand the differences between inheritance tax, estate tax, and trust taxation. Trusts can help reduce taxes and simplify estate planning in California. Federal estate tax applies to large estates over $13.61 million (2024). Review […]Continue reading "Do You Pay Inheritance Tax On a Trust in California?" →
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Christine Benz<span class="bp-verified-badge"></span> Christine Benz
Posted on
Legal,Personal,Retirement
3 min read
Common Mistakes with Inherited 401(k) Withdrawals - Verified by FangWallet
5 min read

Common Mistakes with Inherited 401(k) Withdrawals

5 min readNavigating an inherited 401(k) can feel overwhelming, but it’s crucial for beneficiaries to understand their options. From deciding whether to withdraw funds or roll them into an IRA, being informed can ensure that you make the best financial choices.Continue reading "Common Mistakes with Inherited 401(k) Withdrawals" →
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Christine Benz<span class="bp-verified-badge"></span> Christine Benz
Posted on
Personal,Relationships,Retirement
5 min read
what is tax deferred
7 min read

What Is Tax Deferred? How It Helps You Save Money

7 min readTax deferral means putting your taxes on hold. This lets your investments grow faster. This method works well in retirement accounts, like Traditional IRAs and 401(k)s, where you pay taxes later. Consider how compounding plays a role: Your money grows faster without yearly tax bills. However, remember that Uncle Sam will want his […]Continue reading "What Is Tax Deferred? How It Helps You Save Money" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
Posted on
Investing,Personal,Retirement
7 min read
The Truth About Senior Citizen Status and What It Really Means - Verified by FangWallet
5 min read

The Truth About Senior Citizen Status and What It Really Means

5 min readIn the U.S., being a “senior citizen” is not linked to a certain age. It usually starts between 55 and 65. This status means you can get benefits like discounts, Social Security, and Medicare if you are 65 or older. Many older adults stay active and keep on working past normal retirement ages. […]Continue reading "The Truth About Senior Citizen Status and What It Really Means" →
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Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
Posted on
Guides,Personal,Retirement
5 min read
Concerns about getting older
8 min read

Real Concerns About Getting Older—And How to Handle Them

8 min readAs we age, it's natural to encounter a mix of excitement and anxiety. From health issues and mental sharpness to financial security and social connections, acknowledging these 14 real concerns can empower us to navigate the journey of aging with informed confidence.Continue reading "Real Concerns About Getting Older—And How to Handle Them" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Elderly,Health,Retirement
8 min read
How to Legally Have Both a 401(k) and Roth IRA Without Exceeding IRS Limits - Verified by FangWallet
5 min read

How to Legally Have Both a 401(k) and Roth IRA Without Exceeding IRS Limits

5 min readYes, you can put money into both a 401(k) and a Roth IRA legally without breaking IRS rules. There are set rules and limits for each retirement account. The tax benefits vary between a 401(k) and a Roth IRA. A money advisor can give you advice based on your situation. It’s important to […]Continue reading "How to Legally Have Both a 401(k) and Roth IRA Without Exceeding IRS Limits" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Retirement
5 min read

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