3 min read

3 Best Peer-to-Peer Personal Loans to Consider in 2025

3 min readPeer-to-peer (P2P) lending connects borrowers directly with individual investors, making it a quick and easy way to get a loan online instead of going through a bank. In 2025, platforms like Prosper, Upstart, and Kiva make it easier for people with bad credit to get personal loans for debt consolidation, business funding, and other needs.Continue reading "3 Best Peer-to-Peer Personal Loans to Consider in 2025"
Tagged , , , , , ,
3 min read

Corporate Umbrella to Protect Business Assets

3 min readA corporate umbrella protects business assets through legal structures, insurance, intellectual property safeguards, and financial separation. Forming an LLC, securing coverage, and using agreements like NDAs help shield companies from risks while building trust and long-term stability.Continue reading "Corporate Umbrella to Protect Business Assets"
Tagged , , , , , ,
4 min read

Zipcar: Car Sharing Alternative for Daily and Hourly Car Rental

4 min readIntroduction Car sharing provides a flexible alternative to owning a personal vehicle or using traditional rental services. It allows members to access cars only when needed, reducing costs and maintenance responsibilities. Zipcar leads this model with user-friendly booking and integrated features, making city travel more accessible. Members can rent for an hour or a full […]Continue reading "Zipcar: Car Sharing Alternative for Daily and Hourly Car Rental"
Tagged , , , , , ,
3 min read

How to Be a Better Team Player at Work

3 min readGood team players build trust, respect, and workplace unity. Strong communication and accountability boost productivity. Flexible and proactive teammates help achieve company goals. Handling conflict well strengthens collaboration. Team players contribute to personal growth and career success. Introduction Being a good team player goes beyond working alongside colleagues. It means lifting the team with […]Continue reading "How to Be a Better Team Player at Work"
Tagged , , , , , ,
2 min read

Capital One 360 Checking: Avoid Monthly Fees

2 min readNo monthly fees or minimum balance requirements Free debit card with access to 70,000+ fee-free ATMs Mobile app for checking balances, deposits, and card management Early paycheck access via direct deposit Options to avoid surprise charges FDIC insurance for account security Introduction High bank fees can take a toll on your finances. Capital One […]Continue reading "Capital One 360 Checking: Avoid Monthly Fees"
Tagged , , , , , ,
3 min read

Value Per Dollar: How to Calculate Unit Price and Save

3 min readCalculating value per dollar shows the real cost of each unit. Divide total cost by the number of items, weight, or volume to determine unit price. Online calculators quickly show which option gives the most value. Works for single items, bulk packs, or multi-packs. Regularly checking value per dollar can save money on […]Continue reading "Value Per Dollar: How to Calculate Unit Price and Save"
Tagged , , , , , , ,
3 min read

Emergency Fund Calculator: How Much Should I Have?

3 min readAn emergency fund is money set aside for unexpected expenses. Building a fund protects long-term financial stability. Experts recommend saving enough to cover three to six months of necessary expenses. Starting small, even with $500, can provide immediate protection. Automatic savings plans make growth easier and more consistent. A well-stocked fund reduces stress and […]Continue reading "Emergency Fund Calculator: How Much Should I Have?"
Tagged , , , , , , ,
3 min read

Can You Keep Your Car When Filing Bankruptcy?

3 min readCan a Car Be Kept After Filing for Bankruptcy It is not always required to surrender a vehicle during bankruptcy. Whether a car can be kept depends on the individual’s financial situation and the exemption laws in their state or province. Decisions often involve choosing between Chapter 7 and Chapter 13 bankruptcy, each affecting vehicle […]Continue reading "Can You Keep Your Car When Filing Bankruptcy?"
Tagged , , , , , ,
4 min read

Effortless E-Signatures for Legal Documents

4 min readCreating an electronic signature is straightforward. Start by choosing a reliable e-signature tool like DocuSign or Adobe Sign. Follow the prompts to draw, type, or upload your signature. Once saved, you can easily add it to documents. It's secure and legally binding!Continue reading "Effortless E-Signatures for Legal Documents"
Tagged , , , , , , ,
7 min read

Practical Ways to Save Money While Raising Kids

7 min readA clear budget, smart shopping, and regular use of low-cost resources like secondhand markets, meal planning, and community programs are the first steps to smart family finances. Families can save money, lower their stress, and cut costs by making these daily habits work with tax benefits, in-network healthcare, and pre-tax accounts (HSA/FSA). They can do all of this without hurting their kids' growth, health, or learning.Continue reading "Practical Ways to Save Money While Raising Kids"
Tagged , , , , , ,

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.