5 min read

Why Should You Never Buy the Extended Warranty?

5 min readExtended warranties often repeat what the manufacturer’s guarantee already covers. This implies that they may incur unnecessary costs. Salespeople push extended warranties because they make money from sales. This strategy helps businesses more than it helps consumers. The coverage with extended warranties can have exclusions, secret fees, and limits that are in the […]Continue reading "Why Should You Never Buy the Extended Warranty?"
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4 min read

2025 Cost of Living in Madison for Young Professionals

4 min readMadison’s cost of living is 5% above the national average, so careful planning is needed. Housing costs in Madison are 6% higher than the national average, with monthly rent around $1,770. Healthcare costs are 13% above the average in the U.S. for medical services. Transportation costs are 7.5% lower than national averages, making […]Continue reading "2025 Cost of Living in Madison for Young Professionals"
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5 min read

Does Your Family Need Dependent Life Insurance? How to Decide

5 min readHow to Know if You Need Dependent Life Insurance Dependent life insurance provides death benefits for covered dependents such as spouses and children. Coverage is available through employers, standard policies, or joint life insurance plans. Eligible dependents typically include spouses, domestic partners, dependent children, and sometimes other family members. Premium costs and policy features can […]Continue reading "Does Your Family Need Dependent Life Insurance? How to Decide"
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5 min read

Is Your Budget Effective? A Beginner’s Guide to Static Budgets

5 min readA static budget is a plan for a set time. It helps with money planning and does not change, no matter how much money comes in or goes out. This type of budget works best for companies that have steady sales and costs. It uses past data and future estimates to calculate income, […]Continue reading "Is Your Budget Effective? A Beginner’s Guide to Static Budgets"
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6 min read

How to File for Divorce Without a Lawyer: Save Money, Stay Sane

6 min readFiling for divorce without a lawyer, known as self-representation, can help you save money on legal fees. This is a good choice for couples with few assets or no children. However, self-representation requires a good understanding of court proceedings, legal forms, and filing fees. Some DIY divorce models allow limited help from lawyers […]Continue reading "How to File for Divorce Without a Lawyer: Save Money, Stay Sane"
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8 min read

What Color Cars Are More Expensive to Insure: Facts vs. Folklore

8 min readMany people think that red cars cost more to insure, but this is not true. The color of your car does not change insurance rates. Car insurance companies look at things like your driving history, the make and model of your car, and the type of coverage you pick, not the color. A […]Continue reading "What Color Cars Are More Expensive to Insure: Facts vs. Folklore"
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7 min read

Can You Sell a House Before Paying It Off: Here’s the Real Deal

7 min readSelling a house with an existing mortgage is common and straightforward if you plan. The money you make from the home sale usually goes toward paying off the remaining loan balance, closing costs, and other fees. Home equity is key. It is the gap between your property’s market value and your mortgage balance. […]Continue reading "Can You Sell a House Before Paying It Off: Here’s the Real Deal"
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6 min read

Common Mistakes to Avoid for US Visa Pre Approval

6 min readIt is important to know the eligibility rules for visa applicants to avoid delays in the US visa application process. Providing complete and correct documents helps ensure compliance with rules set by the Department of State and other government agencies. Mistakes, such as missing parts of forms, can lead to visa denial or […]Continue reading "Common Mistakes to Avoid for US Visa Pre Approval"
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8 min read

Small Business Start Up Check List: Tips for First-Timers

8 min readSmall Business Start-Up Checklist: Advice for New Entrepreneurs Creating a clear business plan is essential for starting any new business the right way. Picking the right business setup, like a sole proprietorship or LLC, is important for legal and tax reasons. Learning about your target market helps you find customers and improve your business idea. […]Continue reading "Small Business Start Up Check List: Tips for First-Timers"
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4 min read

Find Moneypass ATM US Bank Locations Near You

4 min readLearn how to find convenient MoneyPass ATMs close to you with an ATM locator. See the benefits of surcharge-free withdrawals through the MoneyPass network. Understand how US Bank ATMs can help you with banking tasks like deposits and bill payments. Explore easy steps to use MoneyPass ATMs for actions like withdrawing cash or […]Continue reading "Find Moneypass ATM US Bank Locations Near You"
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5 min read

Common Mistakes with Inherited 401(k) Withdrawals

5 min readNavigating an inherited 401(k) can feel overwhelming, but it’s crucial for beneficiaries to understand their options. From deciding whether to withdraw funds or roll them into an IRA, being informed can ensure that you make the best financial choices.Continue reading "Common Mistakes with Inherited 401(k) Withdrawals"
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Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.