Personal

What Happens If Your Bank Account Goes Negative? Fees & Consequences - Verified by FangWallet
4 min read

What Happens If Your Bank Account Goes Negative? Fees & Consequences

4 min readA negative bank balance happens when you take out more money than you have. This can lead to fees, failed transactions, and closing the account. A negative balance can hurt your credit score. It may also make it tough to open new accounts. Monitor your balance. You can set up alerts and think […]Continue reading "What Happens If Your Bank Account Goes Negative? Fees & Consequences" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Guides,Personal
4 min read
if you win $100,000 on a game show how much is taxed
5 min read

If You Win $100,000 on a Game Show, How Much Is Taxed?

5 min readThe IRS treats game show winnings as taxable income. How much tax you pay depends on your tax bracket and how much you win in total. If you win non-cash prizes, they are taxed based on their fair market value. You will get a 1099-MISC form if your winnings are $600 or more. […]Continue reading "If You Win $100,000 on a Game Show, How Much Is Taxed?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Frugal Living,Guides,Personal
5 min read
are payday loans fixed or variable
5 min read

Are Payday Loans Fixed or Variable? Avoiding Costly Traps

5 min readA payday loan helps when you have short-term money issues. It is usually due on your next payday. These loans have fixed interest rates and can have high fees. It is very important to read the terms and conditions before you agree to a payday loan. Consider other options like personal loans, loans […]Continue reading "Are Payday Loans Fixed or Variable? Avoiding Costly Traps" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Loans,Personal
5 min read
Becoming a Personal Chef: How to Make Over $500 Per Private Dinner - Verified by FangWallet
5 min read

Becoming a Personal Chef: How to Make Over $500 Per Private Dinner

5 min readPersonal chefs can make more than $500 for every private dinner, especially if they have solid skills and experience. More people are looking for personal chefs now due to busy lives and a rising interest in healthy eating. To get clients who pay well, it’s key to create a strong brand and be […]Continue reading "Becoming a Personal Chef: How to Make Over $500 Per Private Dinner" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Career,Make Money,Personal
5 min read
What Are Convenience Checks? Here’s How They Work - Verified by FangWallet
7 min read

What Are Convenience Checks? Here’s How They Work

7 min readConvenience checks let you take cash from your credit card. You can use them for cash advances, balance transfers, or purchases. They are easy to use, but they often have fees and higher interest than regular credit card transactions. It is important to know the terms and fees, and how using them might […]Continue reading "What Are Convenience Checks? Here’s How They Work" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Guides,Personal
7 min read
What is a Fair Price? Questions to Consider Before Talking About a Used Car - Verified by FangWallet
8 min read

What is a Fair Price? Questions to Consider Before Talking About a Used Car

8 min readBuying a used car can help you save money. It is important to agree on a fair price. Look up the car’s market value. Get a report about its history and have a trusted mechanic check it. Ask the seller about the car’s past. This includes any accidents or repairs. Be ready to […]Continue reading "What is a Fair Price? Questions to Consider Before Talking About a Used Car" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Auto,Frugal Living,Guides,Opinion,Personal
8 min read
How to Deal with Tough Debt Collectors and Protect Your Rights - Verified by FangWallet
8 min read

How to Deal with Tough Debt Collectors and Protect Your Rights

8 min readDebt collection can be stressful, but it’s important to know your rights and the laws that protect you. The Fair Debt Collection Practices Act keeps you safe by stopping collectors from being rude or dishonest. You can ask for proof of the debt, tell them to stop reaching out, and report any bad […]Continue reading "How to Deal with Tough Debt Collectors and Protect Your Rights" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Legal,Personal
8 min read
how long does it take to amend taxes
4 min read

How Long Does It Take to Amend Taxes? Faster Processing Tips

4 min readAmend Errors: Correct tax return mistakes using Form 1040-X for missed deductions or income adjustments. Gather Documents: Have your original return, supporting forms (W-2s, 1099s), and any new income or deduction documentation. E-File or Mail: File electronically or by mail; e-filing is often faster. Processing Time: The IRS typically takes up to 20 […]Continue reading "How Long Does It Take to Amend Taxes? Faster Processing Tips" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Legal,Personal
4 min read
how to refinance a personal loan
5 min read

How to Refinance a Personal Loan: When It Makes Sense

5 min readRefinancing can get you a lower interest rate, reduce monthly payments, or help you consolidate debt. It’s crucial to compare offers from different lenders to find the best rates and terms. Before refinancing, check for prepayment penalties on your existing loan and origination fees on the new one. Refinancing might not be beneficial […]Continue reading "How to Refinance a Personal Loan: When It Makes Sense" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Loans,Personal
5 min read
VA loan pros and cons
4 min read

VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down

4 min readVA loans offer incredible benefits like no down payment and competitive interest rates, making homeownership accessible for veterans. However, they come with strict eligibility requirements and funding fees. It's essential to weigh these factors carefully.Continue reading "VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Loans,Mortgage,Personal
4 min read
check home insurance
5 min read

Check Home Insurance: Hidden Gaps That Could Cost You Thousands

5 min readAs winter approaches, now is the perfect time to review your home insurance policy. Don’t wait for a disaster to uncover gaps in your coverage. A quick check can save you from regret later, ensuring you're protected when it matters most.Continue reading "Check Home Insurance: Hidden Gaps That Could Cost You Thousands" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Insurance,Mortgage,Opinion,Personal
5 min read
children and taxes
4 min read

Children and Taxes: The Ultimate Guide to Tax Breaks for Parents

4 min readHaving children can significantly impact your tax situation. From the Child Tax Credit to dependent exemptions, families may find themselves eligible for various deductions that lower taxable income. Understanding these benefits can help maximize your refund each year.Continue reading "Children and Taxes: The Ultimate Guide to Tax Breaks for Parents" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Legal,Parents,Personal
4 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.