Personal

Business,Legal,Personal

5 min read

3 min read

How to Achieve Debt Payoff Success in 12 Months

3 min readWith the right plan, discipline, and motivation, you can get out of debt in a year. It gives you real-life success stories, useful steps, and proven ways to pay off your debts to help you turn your financial stress into lasting freedom.Continue reading →

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Alex Money

Debt,Loans,Personal

3 min read

Is a High Deductible Better Than a Low Deductible?

3 min readThe choice between a high or low deductible affects both the monthly premiums and the costs you have to pay out of pocket when you make a claim. People and families can choose the best plan for them based on their health needs, financial situation, and willingness to take risks if they know how deductibles, copays, and coinsurance work.Continue reading →

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Alex Money

Guides,Insurance,Personal

3 min read

3 Best Peer-to-Peer Personal Loans to Consider in 2025

3 min readPeer-to-peer (P2P) lending connects borrowers directly with individual investors, making it a quick and easy way to get a loan online instead of going through a bank. In 2025, platforms like Prosper, Upstart, and Kiva make it easier for people with bad credit to get personal loans for debt consolidation, business funding, and other needs.Continue reading →

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Alex Money

Guides,Loans,Personal

3 min read

Corporate Umbrella to Protect Business Assets

3 min readA corporate umbrella protects business assets through legal structures, insurance, intellectual property safeguards, and financial separation. Forming an LLC, securing coverage, and using agreements like NDAs help shield companies from risks while building trust and long-term stability.Continue reading →

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Business,Personal

3 min read

4 min read

Zipcar: Car Sharing Alternative for Daily and Hourly Car Rental

4 min readIntroduction Car sharing provides a flexible alternative to owning a personal vehicle or using traditional rental services. It allows members to access cars only when needed, reducing costs and maintenance responsibilities. Zipcar leads this model with user-friendly booking and integrated features, making city travel more accessible. Members can rent for an hour or a full […]Continue reading →

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Auto,Frugal Living,Personal

4 min read

7 min read

Best Trades to Enter Now

7 min readWant to start a career that will pay off? We'll go over the best trades to get into right now, focusing on job security, pay, and growth. You can find options that fit your skills and goals.Continue reading →

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Mei Ling

Guides,Career,Personal

7 min read

5 min read

6 Surprising Credit Score Killers After 65

5 min readAs we get older, our spending habits can change, and we may not even notice it. Here are six surprising things that could hurt your credit score after age 65, such as missed payments and higher credit utilization.Continue reading →

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Kevin Lee

Retirement,Loans,Personal

5 min read

3 min read

How to Be a Better Team Player at Work

3 min readGood team players build trust, respect, and workplace unity. Strong communication and accountability boost productivity. Flexible and proactive teammates help achieve company goals. Handling conflict well strengthens collaboration. Team players contribute to personal growth and career success. Introduction Being a good team player goes beyond working alongside colleagues. It means lifting the team with […]Continue reading →

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Christine Benz

Business,Career,Guides,Personal

3 min read

2 min read

Capital One 360 Checking: Avoid Monthly Fees

2 min readNo monthly fees or minimum balance requirements Free debit card with access to 70,000+ fee-free ATMs Mobile app for checking balances, deposits, and card management Early paycheck access via direct deposit Options to avoid surprise charges FDIC insurance for account security Introduction High bank fees can take a toll on your finances. Capital One […]Continue reading →

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Christine Benz

Banking,Guides,Personal

2 min read

3 min read

Value Per Dollar: How to Calculate Unit Price and Save

3 min readCalculating value per dollar shows the real cost of each unit. Divide total cost by the number of items, weight, or volume to determine unit price. Online calculators quickly show which option gives the most value. Works for single items, bulk packs, or multi-packs. Regularly checking value per dollar can save money on […]Continue reading →

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Guides,Frugal Living,Lifestyle,Personal

3 min read

Emergency Fund Calculator: How Much Should I Have?

3 min readAn emergency fund is money set aside for unexpected expenses. Building a fund protects long-term financial stability. Experts recommend saving enough to cover three to six months of necessary expenses. Starting small, even with $500, can provide immediate protection. Automatic savings plans make growth easier and more consistent. A well-stocked fund reduces stress and […]Continue reading →

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