Guides

Pareto in Practice: How Economic Effectiveness Affects Daily Life - Verified by FangWallet
12 min read

Pareto in Practice: How Economic Effectiveness Affects Daily Life

12 min readPareto efficiency is a method for sharing resources. In this state, if one person gets better off, another person has to feel worse. This idea, although not always applied, affects economics, business, and public policy a lot. In real life, people usually try to get small benefits. They focus on better use of […]Continue reading "Pareto in Practice: How Economic Effectiveness Affects Daily Life" →
Tagged ,
George Mount<span class="bp-verified-badge"></span> George Mount
Posted on
Business,Guides,Personal
12 min read
whats a contingent beneficiary
7 min read

What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan

7 min readA contingent beneficiary acts as a backup to your primary beneficiary in estate plans. Naming a contingent beneficiary prevents your assets from entering probate if the primary beneficiary is unavailable. Contingent beneficiaries can include individuals, organizations, or charities. You can name multiple contingent beneficiaries and allocate specific portions of your estate to each. […]Continue reading "What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan" →
Tagged ,
Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
Posted on
Guides,Insurance,Mortgage
7 min read
what is a stipend pay
8 min read

What Is a Stipend Pay: How It Works and Who Gets It

8 min readStipend pay is a fixed sum of money given to individuals for specific purposes, such as professional development or living expenses. It is often used to support roles like interns, graduate students, or trainees, where financial support is required. Unlike a salary, stipends may have different tax regulations and are provided for particular […]Continue reading "What Is a Stipend Pay: How It Works and Who Gets It" →
Tagged ,
Emily Birken<span class="bp-verified-badge"></span> Emily Birken
Posted on
Business,Career,Guides
8 min read
can you use a heloc to buy a house
10 min read

Can You Use a HELOC to Buy a House: Smart Strategy or Risky Move?

10 min readA Home Equity Line of Credit (HELOC) provides financing options by leveraging the equity in your home. HELOCs can be used to buy real estate, including second homes or investment properties. The structure offers flexibility, allowing borrowers to draw funds as needed during the draw period. However, using a HELOC comes with risks […]Continue reading "Can You Use a HELOC to Buy a House: Smart Strategy or Risky Move?" →
Tagged
Sarah Newcomb<span class="bp-verified-badge"></span> Sarah Newcomb
Posted on
Guides,Loans,Mortgage
10 min read
can i pay a loan with a credit card
6 min read

Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?

6 min readCredit cards can sometimes be used to pay off loans like personal loans, medical bills, and small business loans, but not federal student loans. Balance transfers and cash advances are common methods to pay loans indirectly with credit cards. This strategy offers benefits such as rewards and debt consolidation but comes with risks […]Continue reading "Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?" →
Tagged
Josh Brown<span class="bp-verified-badge"></span> Josh Brown
Posted on
Credit Cards,Debt,Guides
6 min read
how many capital one credit cards can you have
4 min read

How Many Capital One Credit Cards Can You Have Without Risking Denial?

4 min readWhile Capital One doesn’t publicly state a limit on credit cards, it’s generally understood you can have up to five personal cards at once. Applying too quickly for multiple cards, even from one issuer, can hurt your credit score due to hard inquiries. Capital One reportedly won’t approve a new card if you’ve […]Continue reading "How Many Capital One Credit Cards Can You Have Without Risking Denial?" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Guides
4 min read
does epilepsy qualify for disability
9 min read

Does Epilepsy Qualify for Disability? Here’s the Real Deal

9 min readEpilepsy is a neurological disorder characterized by recurrent seizures. In the United States, epilepsy can qualify as a disability if it meets specific criteria outlined by the Social Security Administration (SSA). A diagnosis of epilepsy alone is not sufficient to qualify for disability benefits. You’ll need medical documentation and records to support your […]Continue reading "Does Epilepsy Qualify for Disability? Here’s the Real Deal" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Health,Legal
9 min read
how to get a loan at 18
7 min read

How to Get a Loan at 18 Without Wrecking Your Future Credit

7 min readIt’s possible to get a loan at 18, but your options might be a bit different due to limited credit history. Building good credit is super important – it’s like proving you’re responsible with money. A cosigner can be a huge help – think of it like someone vouching for you. Don’t be […]Continue reading "How to Get a Loan at 18 Without Wrecking Your Future Credit" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Loans,Personal
7 min read
what is a modified gross lease
8 min read

What Is a Modified Gross Lease? A Simple Guide for Tenants

8 min readA modified gross lease blends elements of gross and net leases, providing a flexible approach to sharing property expenses. Typically, tenants pay base rent plus a portion of operating expenses, such as utilities, maintenance, and property taxes, while the landlord handles structural repairs and building insurance. This lease type is particularly common in […]Continue reading "What Is a Modified Gross Lease? A Simple Guide for Tenants" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Guides,Legal
8 min read
is it bad to buy a car with a rebuilt title
6 min read

Is It Bad to Buy a Car With a Rebuilt Title or Just a Smart Deal?

6 min read“Rebuilt title” and “salvage title” are often used interchangeably, but they have distinct meanings. A salvage title denotes a vehicle declared a total loss by insurance companies due to damage. A rebuilt title means the salvage vehicle has been repaired and deemed roadworthy by a state inspection. While tempting for their low price, […]Continue reading "Is It Bad to Buy a Car With a Rebuilt Title or Just a Smart Deal?" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Auto,Deals,Guides
6 min read
how to calculate net realizable value
8 min read

How to Calculate Net Realizable Value: A Guide for Non-Accountants

8 min readNet Realizable Value (NRV) is a key accounting method used to determine the actual value of an asset, especially inventory and accounts receivables. By considering factors like selling price and potential costs, NRV provides a more realistic view of an asset’s worth. Calculating NRV involves a simple formula: subtracting estimated selling costs from […]Continue reading "How to Calculate Net Realizable Value: A Guide for Non-Accountants" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Business,Guides,Investing
8 min read
which is better vrbo or airbnb
8 min read

Which Is Better VRBO or Airbnb? The Ultimate Showdown

8 min readThis blog post compares and contrasts the vacation rental platforms Airbnb and VRBO, examining their strengths and weaknesses to help both hosts and travelers make informed decisions. It covers various factors, including property types, target audience, fees, booking processes, cancellation policies, safety measures, and overall user experience. The blog breaks down the pros […]Continue reading "Which Is Better VRBO or Airbnb? The Ultimate Showdown" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Guides,Lifestyle,Travel
8 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.