Debt

is no credit better than bad credit
4 min read

Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile

4 min readNo Credit ≠ Bad Credit: Not having credit is different from having bad credit, and understanding this distinction is essential for financial health. Fresh Start vs. Negative History: While having no credit offers you a fresh start, having bad credit indicates a history of making poor financial decisions. Building Good Habits: Developing good […]Continue reading "Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Debt,Guides,Opinion
4 min read
charge-off vs collection
5 min read

Charge-Off vs. Collection: What You Need to Know About Debt Resolution

5 min readKnowing the difference between charge-offs and collections is crucial for resolving debt effectively. Both charge-offs and collections can harm your credit score and overall financial health. Learn your rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself when dealing with debt collectors. Good debt management, including budgeting and timely payments, […]Continue reading "Charge-Off vs. Collection: What You Need to Know About Debt Resolution" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Guides,Opinion,Personal
5 min read
wedding ring financing
4 min read

Wedding Ring Financing: A Smart Way to Say “I Do” Without the Debt

4 min readWedding ring financing allows you to buy a quality ring while managing your budget. Options include credit cards, BNPL services, jewelry store financing, and personal loans. Understand the terms, interest rates, and payment options before committing. Review your financial health, including your credit score, before applying for financing. Set a realistic budget for […]Continue reading "Wedding Ring Financing: A Smart Way to Say “I Do” Without the Debt" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Lifestyle,Opinion,Personal
4 min read
delinquent debt
4 min read

Delinquent Debt: Tips to Get Back on Track

4 min readDelinquent debt refers to any debt not paid by its due date, which can harm your credit score and incur late fees. Understanding loan terms, including grace periods and penalties, is key to managing debt effectively. Strategies to manage delinquent debt include contacting creditors, creating payment plans, and seeking professional assistance. Prevent future […]Continue reading "Delinquent Debt: Tips to Get Back on Track" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Frugal Living,Opinion,Personal
4 min read
first time home buyer with bad credit
4 min read

First Time Home Buyer with Bad Credit: Can You Still Qualify?

4 min readYou can still buy your first home, even if your credit is imperfect. Several loan programs exist for first-time home buyers with bad credit, including FHA, VA, and USDA loans. steps include understanding your credit score, exploring loan options, and improving your financial health. Loans backed by the government usually have more […]Continue reading "First Time Home Buyer with Bad Credit: Can You Still Qualify?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Debt,Mortgage,Opinion
4 min read

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