Credit Cards

what's an annual fee
4 min read

What’s an Annual Fee? How to Decide If It’s Worth the Cost

4 min readAn annual fee is a yearly charge by credit card companies for using specific cards and enjoying their perks. Annual fee cards often offer better rewards than those without, especially for travel and dining. Weighing the value of the benefits against the cost of the annual fee is crucial. Consider your spending habits—if […]Continue reading "What’s an Annual Fee? How to Decide If It’s Worth the Cost" →
Tagged ,
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Guides,Opinion
4 min read
Handling Credit Card Expiration Date While Traveling - Verified by FangWallet
4 min read

Handling Credit Card Expiration Date While Traveling

4 min readAlways check your credit card’s expiration date before you travel. Ensure your billing address and contact info are current with your card issuer. Understand your credit card’s international policies, including fees and acceptance. Have backup payment methods like a debit card, cash, or traveler’s checks. Save your card issuer’s customer service number for […]Continue reading "Handling Credit Card Expiration Date While Traveling" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Credit Cards,Guides,Lifestyle,Travel
4 min read
How Long Does a Citi Balance Transfer Take? Timeline Explained - Verified by FangWallet
4 min read

How Long Does a Citi Balance Transfer Take? Timeline Explained

4 min readCiti offers some of the longest 0% intro APR periods, with balance transfer cards lasting up to 21 months. A Citi balance transfer usually takes about 10 days for existing credit card holders and around 14 days for new accounts, plus extra time for mail delivery. After opening the account, you typically have […]Continue reading "How Long Does a Citi Balance Transfer Take? Timeline Explained" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Guides
4 min read
How to Compare Best Bank Bonuses & Promotions with Examples - Verified by FangWallet
4 min read

How to Compare Best Bank Bonuses & Promotions with Examples

4 min readKickstart your financial goals in January 2025 with our roundup of the 21 best bank promotions and bonus offers! From cash bonuses to high-interest savings accounts, discover ways to boost your savings while taking advantage of these attractive deals.Continue reading "How to Compare Best Bank Bonuses & Promotions with Examples" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Deals,Opinion
4 min read
is no credit better than bad credit
4 min read

Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile

4 min readNo Credit ≠ Bad Credit: Not having credit is different from having bad credit, and understanding this distinction is essential for financial health. Fresh Start vs. Negative History: While having no credit offers you a fresh start, having bad credit indicates a history of making poor financial decisions. Building Good Habits: Developing good […]Continue reading "Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Credit Cards,Debt,Guides,Opinion
4 min read
can you withdraw from a credit card
4 min read

Can You Withdraw From a Credit Card: Exploring Your Options

4 min readWithdrawing money from your credit card is called a cash advance. Cash advances work like short-term loans but often come with higher interest rates than regular purchases. Watch out for additional fees, including cash advance fees and ATM fees. A cash advance can hurt your credit score if not repaid promptly. Before using […]Continue reading "Can You Withdraw From a Credit Card: Exploring Your Options" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Opinion
4 min read
Beginner's Guide to Amazon Pay Plan: Get Started Today - Verified by FangWallet
3 min read

Beginner’s Guide to Amazon Pay Plan: Get Started Today

3 min readAmazon offers several payment plans, including monthly installments and financing options, using their store card or partner credit cards. These plans allow you to purchase a wide range of products and spread the cost over time to fit your budget. Amazon provides flexible payment plans with 0% interest for eligible customers, making larger […]Continue reading "Beginner’s Guide to Amazon Pay Plan: Get Started Today" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Business,Credit Cards
3 min read
Earn More Points with Amex Credit Green Card - Verified by FangWallet
3 min read

Earn More Points with Amex Credit Green Card

3 min readEarn valuable Membership Rewards points when you buy eligible items. New cardholders can enjoy a welcome bonus offer. Take advantage of travel perks like TSA PreCheck and LoungeBuddy credits. Use points for travel, gift cards, statement credits, and other rewards. Maximize points by strategic spending and leveraging Amex Offers. Assess annual fees and […]Continue reading "Earn More Points with Amex Credit Green Card" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Business,Credit Cards
3 min read
is the capital one venture card worth it
4 min read

Is the Capital One Venture Card Worth It as a Travel Perk or Just Hype?

4 min readEarn 2 miles for every $1 spent on all purchases. Get a 75,000-mile bonus after spending $4,000 in the first three months. Redeem miles for any travel purchase at a value of 1 cent per mile, with no blackout dates or restrictions. Enjoy a $120 credit for Global Entry or TSA PreCheck application […]Continue reading "Is the Capital One Venture Card Worth It as a Travel Perk or Just Hype?" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Credit Cards,Opinion,Reviews,Travel
4 min read
Certified Check vs. Personal Check: What’s the Difference and When to Use Each - Verified by FangWallet
5 min read

Certified Check vs. Personal Check: What’s the Difference and When to Use Each

5 min readCashier’s checks and certified checks are safer than personal checks. A certified check is a personal check that the issuing bank guarantees, while a cashier’s check is issued from the bank’s funds. Personal checks can be risky due to the possibility of insufficient funds. Certified and cashier’s checks are often required for large […]Continue reading "Certified Check vs. Personal Check: What’s the Difference and When to Use Each" →
Tagged
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Technology
5 min read

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Register for free
Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

© 2014-2025 FangWallet, LLC. All Rights Reserved. Proudly powered by WordPress

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.