Credit Cards

can i pay a loan with a credit card
6 min read

Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?

6 min readCredit cards can sometimes be used to pay off loans like personal loans, medical bills, and small business loans, but not federal student loans. Balance transfers and cash advances are common methods to pay loans indirectly with credit cards. This strategy offers benefits such as rewards and debt consolidation but comes with risks […]Continue reading "Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Credit Cards,Debt,Guides
6 min read
how many capital one credit cards can you have
4 min read

How Many Capital One Credit Cards Can You Have Without Risking Denial?

4 min readWhile Capital One doesn’t publicly state a limit on credit cards, it’s generally understood you can have up to five personal cards at once. Applying too quickly for multiple cards, even from one issuer, can hurt your credit score due to hard inquiries. Capital One reportedly won’t approve a new card if you’ve […]Continue reading "How Many Capital One Credit Cards Can You Have Without Risking Denial?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Guides
4 min read
ACH vs. Wire Transfers: How to Save $25 Per Transaction - Verified by FangWallet
5 min read

ACH vs. Wire Transfers: How to Save $25 Per Transaction

5 min readACH and wire transfers are typical ways to move money electronically between bank accounts. ACH transfers are cheaper and perfect for regular payments like bills and salaries, but they may take several days to complete. Wire transfers are fast and can be done the same day, but they are more expensive. Knowing the […]Continue reading "ACH vs. Wire Transfers: How to Save $25 Per Transaction" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Business,Credit Cards
5 min read
What Is a Demand Deposit? A Beginner’s Guide to Easy Banking - Verified by FangWallet
5 min read

What Is a Demand Deposit? A Beginner’s Guide to Easy Banking

5 min readDemand deposit accounts, like checking, savings, and money market accounts, allow you to access your money easily. These accounts are important for daily banking. They help people with their transactions and manage their money. Even if they are adaptable, demand deposit accounts typically give lower interest rates than time deposits. Understanding the different […]Continue reading "What Is a Demand Deposit? A Beginner’s Guide to Easy Banking" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Guides
5 min read
You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It? - Verified by FangWallet
5 min read

You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It?

5 min readWells Fargo CDs provide a fixed interest rate that is guaranteed. You must deposit at least $2,500 to open a regular CD. CDs can be opened for terms that last from three months to several years. You can get better interest rates when linked to a checking account. There may be penalties for […]Continue reading "You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Health
5 min read
how much is too much credit card debt
5 min read

How Much Is Too Much Credit Card Debt? Warning Signs & Fixes

5 min readHigh credit card debt can lead to financial instability, impacting your credit score and limiting future opportunities. Recognizing the warning signs, such as consistently making minimum payments, is crucial for early intervention. Assessing your debt-to-income ratio and credit utilization provides clarity on your financial standing. Employing strategies like the debt avalanche or snowball […]Continue reading "How Much Is Too Much Credit Card Debt? Warning Signs & Fixes" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Debt,Loans,Opinion
5 min read
best credit cards for couples
4 min read

Best Credit Cards for Couples: Build Credit and Earn Together

4 min readWhen it comes to managing shared expenses, the right credit card can make a big difference for couples. In 2025, look for cards with great rewards on joint purchases, no foreign transaction fees for travel, and tools for budgeting together.Continue reading "Best Credit Cards for Couples: Build Credit and Earn Together" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Opinion,Relationships
4 min read
credit card prequalification
4 min read

Credit Card Prequalification: The Best Banks & Offers

4 min readPrequalification for a credit card means the issuer has assessed your creditworthiness based on a soft inquiry, giving you an estimate of your chances for approval. It’s a smart first step to explore options without impacting your credit score.Continue reading "Credit Card Prequalification: The Best Banks & Offers" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Guides,Opinion
4 min read
Best First Credit Card for Young Adults: Top Picks - Verified by FangWallet
4 min read

Best First Credit Card for Young Adults: Top Picks

4 min readPicking the right first credit card helps you start your credit journey. Look for cards with low fees, good rewards, or competitive interest rates. Spend wisely and pay bills on time to build a strong credit history. Check your credit report and score regularly to monitor progress. Use available tools and resources to […]Continue reading "Best First Credit Card for Young Adults: Top Picks" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Guides,Opinion,Students
4 min read
how often should i use my credit card
6 min read

How Often Should I Use My Credit Card? The Right Strategy

6 min readUsing your credit card often can help your credit score to grow. It does this by creating a good payment record and keeping your credit use low. Use your credit card for small buys at least once a month. This way, you can keep your account active and avoid it being closed. Don’t […]Continue reading "How Often Should I Use My Credit Card? The Right Strategy" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Opinion,Personal
6 min read
what is closed end credit
6 min read

What Is Closed-End Credit & How Does It Work?

6 min readClosed-end credit is when you borrow a set amount of money and pay it back with interest over a specific time. Common examples are mortgages, auto loans, student loans, and loans for personal use. It offers steady payments and a clear date to pay off the debt, which makes budgeting easier. Your credit […]Continue reading "What Is Closed-End Credit & How Does It Work?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Loans,Opinion
6 min read
does a credit line increase affect credit score
9 min read

Does a Credit Line Increase Affect Credit Score? When It Helps and When It Hurts

9 min readA credit line increase can raise your credit score by lowering how much of your credit you use. Asking for a credit line increase might lead to a hard check on your credit report, which could lower your score for a short time. Automatic increases to your credit line, often given to good […]Continue reading "Does a Credit Line Increase Affect Credit Score? When It Helps and When It Hurts" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Debt,Loans,Opinion
9 min read

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