Community Articles

February 22, 2025May 5, 2025

Career,Education,Opinion,Personal

4 min read

Credit Card Prequalification: The Best Banks & Offers

4 min readPrequalification for a credit card means the issuer has assessed your creditworthiness based on a soft inquiry, giving you an estimate of your chances for approval. It’s a smart first step to explore options without impacting your credit score.Continue reading →

Tagged Featured, Regular

February 22, 2025May 5, 2025

Banking,Credit Cards,Guides,Opinion

4 min read

Oregon 529 Plan: An Introduction to Saving for College

4 min readThe Oregon 529 Plan helps you save for future education costs while offering tax benefits. Withdrawals for qualified education expenses, such as tuition, fees, and some room and board, are tax-free at the federal level. Oregon residents may receive state tax benefits, including deductions, making saving even more advantageous. Several investment portfolio options […]Continue reading →

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Education,Guides,Investing,Students

4 min read

How to Prepare for the 401(k) Inheritance Process

4 min readUnderstanding the 401(k) inheritance process is crucial for both account holders and beneficiaries. Keeping beneficiary information up to date simplifies the inheritance process and helps avoid probate. A surviving spouse has multiple options for an inherited 401(k.), including rolling it into their own account, transferring it to an Inherited IRA, or taking a […]Continue reading →

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Elderly,Guides,Retirement

4 min read

Best First Credit Card for Young Adults: Top Picks

4 min readPicking the right first credit card helps you start your credit journey. Look for cards with low fees, good rewards, or competitive interest rates. Spend wisely and pay bills on time to build a strong credit history. Check your credit report and score regularly to monitor progress. Use available tools and resources to […]Continue reading →

Tagged Featured, Regular

Credit Cards,Guides,Opinion,Students

4 min read

Opening a Joint Bank Account with SoFi Online: How to Do It

4 min readYou can open a joint account with SoFi online. Enjoy competitive interest rates with no monthly fees. Manage your shared finances easily with SoFi’s mobile app. Access various banking features, including direct deposit and mobile check deposit. Your deposits are protected with FDIC insurance. SoFi’s online platform makes joint account management seamless. Introduction […]Continue reading →

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Banking,Guides,Opinion,Relationships

4 min read

6 min read

How Often Should I Use My Credit Card? The Right Strategy

6 min readUsing your credit card often can help your credit score to grow. It does this by creating a good payment record and keeping your credit use low. Use your credit card for small buys at least once a month. This way, you can keep your account active and avoid it being closed. Don’t […]Continue reading →

Tagged Regular

Banking,Credit Cards,Opinion,Personal

6 min read

What Is Closed-End Credit & How Does It Work?

6 min readClosed-end credit is when you borrow a set amount of money and pay it back with interest over a specific time. Common examples are mortgages, auto loans, student loans, and loans for personal use. It offers steady payments and a clear date to pay off the debt, which makes budgeting easier. Your credit […]Continue reading →

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Banking,Credit Cards,Loans,Opinion

6 min read

5 min read

How to Tell If Gold Is Fake at Home (No Tools Needed!)

5 min readLearn quick and easy ways to test if gold is real at home. You do not need special equipment. You can use simple inspections, magnet tests, water tests, and other methods to check for real gold. Find out about gold stamps, their purity, and what genuine gold looks like. Know the limits of […]Continue reading →

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Guides,Investing,Personal

5 min read

How Much Are Shots for Kittens? Affordable Care Options

5 min readKitten vaccinations are very important for keeping them safe from serious diseases. Core vaccines, which are needed for all kittens, include FVRCP (a shot that guards against three viruses) and rabies. Non-core vaccines, like feline leukemia (FeLV), may be suggested based on a cat’s way of life and risk factors. The cost of […]Continue reading →

Tagged Featured, Regular

Guides,Health,Opinion,Personal

5 min read

What Is the Difference Between Profit and Revenue? Key Facts

5 min readRevenue is the total money made from selling goods or services. Profit is the money left after you take out expenses from revenue. Gross profit is revenue minus the direct costs of making the product. Net profit is found by taking all expenses away from revenue. Knowing about revenue and profit is important […]Continue reading →

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Business,Guides,Investing,Opinion

5 min read

How to Start Your Own Daycare and Make It Profitable

5 min readIdentify a need: Is there a need for daycare in your area? Licensing is important: Learn and follow all licensing rules. Make a business plan: List your services, budget, and marketing strategy. Create a safe and fun place: Build a friendly space for kids. Market your services: Connect with possible clients in different […]Continue reading →

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