Travel Insurance for Bali in 2025
Bali remains one of the world’s most popular destinations, offering stunning scenery, cultural experiences, and exciting activities. Whether visiting Ubud for yoga, Kuta for surfing, or Tegallalang for rice terraces, the right travel insurance is essential. It protects against flight delays, medical emergencies, lost luggage, and injuries from adventures.
Top Travel Insurance Options for Bali
1. World Nomads
World Nomads is ideal for adventure travelers, covering activities often excluded in standard policies, like hiking, surfing, scuba diving, and motorbiking.
- Emergency medical, dental, and evacuation coverage
- Coverage for over 150 adventure activities
- Easy online claims management
- Flexible for extended or last-minute trips
2. Allianz Global Assistance
Allianz provides strong medical and evacuation coverage with 24/7 support worldwide.
- Hospitalization, emergency treatment, and medical transport
- Trip cancellation, delays, and baggage loss
- Multilingual customer service
- Coverage for short and long stays
3. Travel Guard by AIG
Travel Guard offers customizable policies for cancellation, baggage, and medical coverage.
- Multiple policy tiers
- Custom add-ons for belongings and delays
- Medical evacuation and telemedicine
- Optional Cancel for Any Reason (CFAR) upgrade
4. SafetyWing
SafetyWing is a subscription-based plan, perfect for digital nomads and flexible travelers.
- Monthly rates from $37
- Cancel or pause coverage anytime
- Medical coverage including COVID-19
- Travel delay and lost luggage included
5. AXA Schengen
AXA Schengen is suited for short or medium trips, covering up to €120,000 in medical expenses.
- Emergency hospitalization and outpatient care
- 24/7 multilingual assistance
- Travel disruption reimbursement
- Simple claims processing
6. Aetna International
Aetna provides extensive coverage for long trips or travelers needing ongoing care.
- Global hospital network
- Maternity and chronic condition management
- Mental health and counseling services
- 24/7 emergency helpline
7. IMG Global
IMG Global covers extreme sports, including scuba diving, mountain biking, and surfing.
- Medical evacuation and repatriation
- Optional gear coverage
- Custom policy durations
8. Travelex Insurance
Travelex is family-friendly, often covering children for free.
- Comprehensive family coverage
- Emergency evacuation and trip delay benefits
- Strong customer service
9. Seven Corners
Seven Corners focuses on medical-first plans with optional adventure add-ons.
- Emergency evacuation and medical treatment
- Diving and sports add-ons
- 24/7 worldwide support
10. InsureMyTrip
InsureMyTrip is a comparison platform showing multiple providers and policies.
- Side-by-side policy comparisons
- Filters by activity, coverage, and exclusions
- Verified customer reviews
- Useful for complex or last-minute trips
Top Travel Insurance for Bali 2025
| Provider | Best For | Medical Coverage | Adventure Activity Support | Family/Digital Nomad Friendly | Features |
|---|---|---|---|---|---|
| World Nomads | Adventure Travelers | High | Yes | Moderate | Surfing, hiking, motorbiking; easy claims process |
| Allianz Global | Medical Support | Very High | Limited | Moderate | 24/7 multilingual help; trip interruptions; lost baggage |
| Travel Guard (AIG) | Customization | High | Moderate | Moderate | Tailored plans; trip cancellation; baggage protection |
| SafetyWing | Digital Nomads | Moderate | Limited | High | Monthly plans; tech-savvy; affordable for long stays |
| AXA Schengen | Short-Term Travelers | Up to €120,000 | Limited | Moderate | Evacuation coverage; multilingual support |
| Aetna International | Expatriates/Long-Term Stay | Extensive | Limited | High | Global health network; mental health, maternity coverage |
| IMG Global | Extreme Sports | High | Yes (extreme sports) | Moderate | Scuba diving, kite surfing; gear protection add-ons |
| Travelex Insurance | Families | High | Limited | High | Children covered free; evacuation; family trip protection |
| Seven Corners | Medical Emergencies | High | Yes (add-ons) | Moderate | Custom diving packages; evacuation and repatriation |
| InsureMyTrip | Plan Comparison | Varies | Varies | High | Aggregator to compare multiple travel insurance options |
Final Thoughts
The best travel insurance for Bali in 2025 depends on your activities, trip length, and travel style. Adventure seekers should consider World Nomads or IMG Global. Families and digital nomads may prefer Travelex or SafetyWing. For travelers needing flexibility or comparison tools, InsureMyTrip simplifies the process. Proper coverage ensures peace of mind and protection against medical or logistical issues while exploring Bali.
Frequently Asked Questions
Do I need travel insurance for Bali in 2025?
Yes. Travel insurance protects against medical emergencies, lost belongings, natural disasters, and adventure-related injuries.
What should travel insurance for Bali include?
Essential coverage includes emergency medical and evacuation, adventure activity protection, trip cancellation/interruption, and baggage loss/delay coverage.
Can I get coverage for riding scooters or motorbikes?
Yes. Providers like World Nomads and IMG Global cover motorbike use with the proper license and helmet.
Which insurance is best for digital nomads in Bali?
SafetyWing is popular for digital nomads due to affordable monthly rates, cancel-anytime flexibility, and worldwide medical coverage.
Are natural disasters like earthquakes or volcanoes covered?
Some insurers, including Travel Guard and Allianz, provide coverage for trip interruptions or cancellations due to natural disasters. Always check policy exclusions.
Can I buy travel insurance after arriving in Bali?
Providers like SafetyWing and World Nomads allow post-departure purchases or extensions, but it’s safest to buy before travel.
Updated by Albert Fang
Source Citation References:
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