Banking

4 min read

Cash Still Steady in Canada as Digital Payments Rise

4 min readIn Canada, digital payments are becoming more popular, but cash is still strong. A lot of Canadians like cash because it's familiar and real, and they use it for everyday purchases even though contactless payments are becoming more popular.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Kevin Lee

September 2, 2025

Banking,Business,Market News

4 min read

5 min read

Splash Financial Personal Loan Marketplace 2025 Review

5 min readIn our 2025 review of Splash Financial's Personal Loan Marketplace, we talk about how easy it is to use and how low its rates are compared to other sites. Borrowers can quickly look at their options and make smart decisions about their money. In general, a good choice for personal loans.Continue reading →

Tagged Branded, Cited, Edited, Fact-checked, Peer-reviewed, Relevant, Reviewed

Michelle Chen

September 2, 2025

Loans,Banking,Reviews

5 min read

3 min read

Why Some Banks Limit Services for Retirees

3 min readAs retirees seek essential banking services, some face unexpected denials. The root cause? Stricter lending criteria and heightened risk assessments by banks. These institutions, focusing on financial safety, may unintentionally overlook the needs of aging customers.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Mei Ling

August 29, 2025

Banking,Retirement

3 min read

6 min read

Share Draft Accounts: Why They Matter in Business

6 min readShare draft accounts are a unique banking option, often offered by credit unions, that combine the features of checking and savings accounts. They allow members to earn interest on deposits while providing convenient access to funds through checks and debit cards.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Mei Ling

August 29, 2025

Banking,Business,Investing,Opinion

6 min read

if i close my bank account, what happens to my money

3 min read

How to Close a Bank Account Without Hurting Credit

3 min readIntroduction Deciding to close a bank account is an important financial choice. While closing a bank account doesn’t directly affect your credit score, factors like unpaid fees or missed automatic payments can cause complications. Understanding these details helps protect your funds and credit health. Closing a bank account won’t directly impact your credit score […]Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Mei Ling

August 29, 2025

Banking,Guides,Personal

3 min read

4 min read

How Business Credit Cards Help New LLCs Grow

4 min readBusiness credit cards help LLCs keep their finances separate from their personal accounts, manage their expenses, build their credit, and earn rewards. In 2025, Chase Ink and Amex Blue are two of the best options that offer great benefits. To get the most out of them, you need to apply with basic business documents and use them wisely.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Michelle Chen

August 28, 2025

Banking,Business,Credit Cards

4 min read

How to Get a Cash Advance from a Capital One Credit Card

4 min readHow to Withdraw Cash from a Capital One Credit Card Fast If you need money fast and only have a credit card, you can get a cash advance from your Capital One credit card. This lets you take out cash right from your card’s credit line. It can help you with short-term needs or anytime […]Continue reading →

Tagged Branded, Cited, Edited, Fact-checked, Featured, Peer-reviewed, Relevant, Reviewed

Christine Benz

August 28, 2025

Banking,Credit Cards,Loans

4 min read

7 min read

How Long a Check Stays Valid and When It Expires

7 min readExpiration Times Can Vary by Check Type Expiration times can change: How long a check stays good for depends on its type and where it is from. Personal and business checks expire soon: These are good for about six months, or 180 days, but every bank can have its own rules. Government checks last longer: […]Continue reading →

Tagged Cited, Edited, Fact-checked, Featured, Peer-reviewed, Regular, Relevant, Reviewed

Christine Benz

August 28, 2025

Banking,Guides,Personal

7 min read

5 min read

6 Real-Life Venmo Scams to Avoid in 2025

5 min readDiscover 6 real-life Venmo scams in 2025 and learn how to protect your money and identity from fraud, phishing, fake payments, and more.Continue reading →

Tagged Branded, Cited, Edited, Fact-checked, Peer-reviewed, Relevant, Reviewed

Sophia Graham

August 26, 2025

Banking,Credit Cards,Personal

5 min read

4 min read

What Is Retail Banking and What Services Does It Offer?

4 min readIntroduction Retail banking, also called consumer or personal banking, is one of the most widely used parts of the financial system. It focuses on individuals instead of businesses and gives people practical tools to manage, save, and borrow money. From checking accounts and credit cards to mortgages and investment services, retail banks provide everyday financial […]Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Aiko Gin

August 24, 2025

Banking,Business,Entrepreneurship

4 min read

7 min read

What Happens To Credit Card Debt When You Die?

7 min readWhat Happens to Credit Card Debt After Death Learn what happens to money owed when someone dies and how people handle it Understand what the person’s estate does when paying back credit card balances through probate Find out if family members and authorized users have to pay any debts that are left See who will […]Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Aiko Gin

August 24, 2025

Banking,Credit Cards,Legal

7 min read

5 min read

Best Joint Bank Accounts

5 min readWant to open a bank account with someone else? This listicle has the best choices for couples, families, and partners. Find out the best features, fees, and benefits of different joint accounts so you can pick the one that's right for you.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Aiko Gin

August 22, 2025

Banking,Guides,Personal

5 min read

Holistic Budgeting Guide: Align Finances With Life Goals

Two-Party Payment Agreement Terms and Best Practices

Smart Asset Management Strategies for Long-Term Growth

Holistic Budgeting Guide: Align Finances With Life Goals

Best Crypto Newsletters for Smart Investors in 2025

How Many Times Can You Refinance a Student Loan?

Cash Still Steady in Canada as Digital Payments Rise

Splash Financial Personal Loan Marketplace 2025 Review

Why Some Banks Limit Services for Retirees

Share Draft Accounts: Why They Matter in Business

How to Close a Bank Account Without Hurting Credit

How Business Credit Cards Help New LLCs Grow

How to Get a Cash Advance from a Capital One Credit Card

How Long a Check Stays Valid and When It Expires

6 Real-Life Venmo Scams to Avoid in 2025

What Is Retail Banking and What Services Does It Offer?

What Happens To Credit Card Debt When You Die?

Best Joint Bank Accounts

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.