Banking

4 min read

Big Investors Borrow Against Private Equity During Cash Crunch

4 min readAs liquidity gets tighter, big investors are relying more and more on their private equity holdings to get cash. They are getting through the cash crunch by borrowing against these assets while trying to keep their strategic investments safe in a market that is not very stable.Continue reading →

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David Chu

October 24, 2025

Banking,Investing,Market News

4 min read

3 min read

Vehicle Financing Guide to Avoid Balloon Payment Risks

3 min readPeople who want to buy a car can get loans or leases to help them pay for it over time. To pick the best option without going over your budget, you need to know what terms like "balloon payments," "loan length," and "interest rates" mean.Continue reading →

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Mei Ling

October 17, 2025

Auto,Banking,Guides,Personal

3 min read

How to Know When My Spending Limit Reset Easily

3 min readWhen Does My Spending Limit Reset? Timing Tips for Easy Tracking Watching your daily spending limit helps you avoid trouble with card transactions. Your bank sets a daily cap for withdrawals, purchases, and transfers. These limits vary by account, institution, and card type. Online and mobile banking allow you to check and manage your limit. […]Continue reading →

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David Chu

October 14, 2025

Banking,Frugal Living,Personal

3 min read

4 min read

Personal Line of Credit Unlocked: How to Use It

4 min readA personal line of credit offers flexible borrowing, allowing you to withdraw funds as needed up to a set limit. It's ideal for emergencies or unpredictable expenses, providing a safety net when life's uncertainties arise. Use it wisely to avoid debt traps.Continue reading →

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George Mount

October 14, 2025

Banking,Loans,Personal

4 min read

5 min read

How Long Does a Balance Transfer Take

5 min readWhat Is a Balance Transfer and How Does It Work? A balance move is when you take the money you owe on one credit card and put it on a different credit card. People do this to get a better deal or to pay less in interest. A lot of people use this when the […]Continue reading →

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Michelle Chen

October 7, 2025

Banking,Credit Cards,Guides

5 min read

6 min read

How to Open a High Yield Savings Account Bank of America

6 min readBank of America High-Yield Savings Account: How to Open One A high-yield savings account gives you better rates than most banks. This helps you get more for your money. Bank of America has the Advantage Savings, and if you are a Preferred Rewards member, you can get a higher APY. The APY can be as […]Continue reading →

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Michelle Chen

September 17, 2025

Banking,Guides,Investing

6 min read

3 min read

Bilt Rewards Just Got Better: More Rent Perks & Point Power

3 min readBilt is shaking things up with exciting changes! Rent rewards just got better, and there are now new ways to utilize your points. Whether you're paying rent or shopping, these updates aim to enhance your experience and maximize your rewards.Continue reading →

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Michelle Chen

September 17, 2025

Banking,Credit Cards,Deals

3 min read

First-Generation Homebuyer Tips for Easy, Affordable Ownership

3 min readFirst-generation homebuyers often face financial, emotional, and educational challenges. Assistance programs such as FHA loans and down payment aid can help reduce costs. Credit improvement, saving, and debt reduction are vital to mortgage readiness. Free counseling and nonprofit programs provide valuable guidance and support. Homeownership builds equity, stability, and generational wealth over time. Introduction […]Continue reading →

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Christine Benz

September 9, 2025

Banking,Guides,Mortgage

3 min read

2 min read

Capital One 360 Checking: Avoid Monthly Fees

2 min readNo monthly fees or minimum balance requirements Free debit card with access to 70,000+ fee-free ATMs Mobile app for checking balances, deposits, and card management Early paycheck access via direct deposit Options to avoid surprise charges FDIC insurance for account security Introduction High bank fees can take a toll on your finances. Capital One […]Continue reading →

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Christine Benz

September 9, 2025

Banking,Guides,Personal

2 min read

3 min read

Emergency Fund Calculator: How Much Should I Have?

3 min readAn emergency fund is money set aside for unexpected expenses. Building a fund protects long-term financial stability. Experts recommend saving enough to cover three to six months of necessary expenses. Starting small, even with $500, can provide immediate protection. Automatic savings plans make growth easier and more consistent. A well-stocked fund reduces stress and […]Continue reading →

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Aiko Gin

September 9, 2025

Personal,Banking,Guides

3 min read

5 min read

Navigating the Chase 5/24 Rule for Card Approvals

5 min readThe Chase 5/24 rule can be a significant hurdle for credit card applicants. Essentially, if you've opened five or more credit cards in the past 24 months, your chances of approval with Chase diminish. Understanding this can help you strategize for future applications.Continue reading →

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Kevin Lee

September 6, 2025

Banking,Credit Cards,Guides

5 min read

6 min read

Best Credit Card for Online Shopping

6 min readPick a credit card that fits your online shopping habits. For example, if you shop a lot on Amazon, you might want to get a Prime Visa. If you want to be able to choose your own categories and get 2% back on everything, you might want to get a Wells Fargo Active Cash® card. To get the most out of your money, activate quarterly bonuses, use issuer shopping portals and intro offers, and protect your checkouts with virtual card numbers, fraud alerts, and zero-liability coverage.Continue reading →

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Aiko Gin

September 6, 2025

Banking,Credit Cards,Lists

6 min read

Holistic Budgeting Guide: Align Finances With Life Goals

Two-Party Payment Agreement Terms and Best Practices

Smart Asset Management Strategies for Long-Term Growth

Holistic Budgeting Guide: Align Finances With Life Goals

Best Crypto Newsletters for Smart Investors in 2025

How Many Times Can You Refinance a Student Loan?

Big Investors Borrow Against Private Equity During Cash Crunch

Vehicle Financing Guide to Avoid Balloon Payment Risks

How to Know When My Spending Limit Reset Easily

Personal Line of Credit Unlocked: How to Use It

How Long Does a Balance Transfer Take

How to Open a High Yield Savings Account Bank of America

Bilt Rewards Just Got Better: More Rent Perks & Point Power

First-Generation Homebuyer Tips for Easy, Affordable Ownership

Capital One 360 Checking: Avoid Monthly Fees

Emergency Fund Calculator: How Much Should I Have?

Navigating the Chase 5/24 Rule for Card Approvals

Best Credit Card for Online Shopping

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