Banking

5 min read

How Long Does a Balance Transfer Take

5 min readWhat Is a Balance Transfer and How Does It Work? A balance move is when you take the money you owe on one credit card and put it on a different credit card. People do this to get a better deal or to pay less in interest. A lot of people use this when the […]Continue reading →

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Michelle Chen

October 7, 2025

Banking,Credit Cards,Guides

5 min read

6 min read

How to Open a High Yield Savings Account Bank of America

6 min readBank of America High-Yield Savings Account: How to Open One A high-yield savings account gives you better rates than most banks. This helps you get more for your money. Bank of America has the Advantage Savings, and if you are a Preferred Rewards member, you can get a higher APY. The APY can be as […]Continue reading →

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Michelle Chen

September 17, 2025

Banking,Guides,Investing

6 min read

3 min read

Bilt Rewards Just Got Better: More Rent Perks & Point Power

3 min readBilt is shaking things up with exciting changes! Rent rewards just got better, and there are now new ways to utilize your points. Whether you're paying rent or shopping, these updates aim to enhance your experience and maximize your rewards.Continue reading →

Tagged Branded, Cited, Edited, Fact-checked, Peer-reviewed, Relevant, Reviewed

Michelle Chen

September 17, 2025

Banking,Credit Cards,Deals

3 min read

First-Generation Homebuyer Tips for Easy, Affordable Ownership

3 min readFirst-generation homebuyers often face financial, emotional, and educational challenges. Assistance programs such as FHA loans and down payment aid can help reduce costs. Credit improvement, saving, and debt reduction are vital to mortgage readiness. Free counseling and nonprofit programs provide valuable guidance and support. Homeownership builds equity, stability, and generational wealth over time. Introduction […]Continue reading →

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Christine Benz

September 9, 2025

Banking,Guides,Mortgage

3 min read

2 min read

Capital One 360 Checking: Avoid Monthly Fees

2 min readNo monthly fees or minimum balance requirements Free debit card with access to 70,000+ fee-free ATMs Mobile app for checking balances, deposits, and card management Early paycheck access via direct deposit Options to avoid surprise charges FDIC insurance for account security Introduction High bank fees can take a toll on your finances. Capital One […]Continue reading →

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Christine Benz

September 9, 2025

Banking,Guides,Personal

2 min read

3 min read

Emergency Fund Calculator: How Much Should I Have?

3 min readAn emergency fund is money set aside for unexpected expenses. Building a fund protects long-term financial stability. Experts recommend saving enough to cover three to six months of necessary expenses. Starting small, even with $500, can provide immediate protection. Automatic savings plans make growth easier and more consistent. A well-stocked fund reduces stress and […]Continue reading →

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Aiko Gin

September 9, 2025

Personal,Banking,Guides

3 min read

5 min read

Navigating the Chase 5/24 Rule for Card Approvals

5 min readThe Chase 5/24 rule can be a significant hurdle for credit card applicants. Essentially, if you've opened five or more credit cards in the past 24 months, your chances of approval with Chase diminish. Understanding this can help you strategize for future applications.Continue reading →

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Kevin Lee

September 6, 2025

Banking,Credit Cards,Guides

5 min read

6 min read

Best Credit Card for Online Shopping

6 min readPick a credit card that fits your online shopping habits. For example, if you shop a lot on Amazon, you might want to get a Prime Visa. If you want to be able to choose your own categories and get 2% back on everything, you might want to get a Wells Fargo Active Cash® card. To get the most out of your money, activate quarterly bonuses, use issuer shopping portals and intro offers, and protect your checkouts with virtual card numbers, fraud alerts, and zero-liability coverage.Continue reading →

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Aiko Gin

September 6, 2025

Banking,Credit Cards,Lists

6 min read

4 min read

Cash Still Steady in Canada as Digital Payments Rise

4 min readIn Canada, digital payments are becoming more popular, but cash is still strong. A lot of Canadians like cash because it's familiar and real, and they use it for everyday purchases even though contactless payments are becoming more popular.Continue reading →

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Kevin Lee

September 2, 2025

Banking,Business,Market News

4 min read

5 min read

Splash Financial Personal Loan Marketplace 2025 Review

5 min readIn our 2025 review of Splash Financial's Personal Loan Marketplace, we talk about how easy it is to use and how low its rates are compared to other sites. Borrowers can quickly look at their options and make smart decisions about their money. In general, a good choice for personal loans.Continue reading →

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Michelle Chen

September 2, 2025

Loans,Banking,Reviews

5 min read

3 min read

Why Some Banks Limit Services for Retirees

3 min readAs retirees seek essential banking services, some face unexpected denials. The root cause? Stricter lending criteria and heightened risk assessments by banks. These institutions, focusing on financial safety, may unintentionally overlook the needs of aging customers.Continue reading →

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Mei Ling

August 29, 2025

Banking,Retirement

3 min read

6 min read

Share Draft Accounts: Why They Matter in Business

6 min readShare draft accounts are a unique banking option, often offered by credit unions, that combine the features of checking and savings accounts. They allow members to earn interest on deposits while providing convenient access to funds through checks and debit cards.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Mei Ling

August 29, 2025

Banking,Business,Investing,Opinion

6 min read

What Is an Insurance Declarations Page? And Why It Matters

Elder Law: Legal Support for Seniors

Best Senior Car Insurance 2025

What Is an Insurance Declarations Page? And Why It Matters

How China’s New Export Rules Are Affecting Nvidia’s Stock Price

Physical Gold vs. Gold ETFs: Which is Better for You?

How Long Does a Balance Transfer Take

How to Open a High Yield Savings Account Bank of America

Bilt Rewards Just Got Better: More Rent Perks & Point Power

First-Generation Homebuyer Tips for Easy, Affordable Ownership

Capital One 360 Checking: Avoid Monthly Fees

Emergency Fund Calculator: How Much Should I Have?

Navigating the Chase 5/24 Rule for Card Approvals

Best Credit Card for Online Shopping

Cash Still Steady in Canada as Digital Payments Rise

Splash Financial Personal Loan Marketplace 2025 Review

Why Some Banks Limit Services for Retirees

Share Draft Accounts: Why They Matter in Business

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