Kent Baker

Kent approaches personal finance with a practical, common-sense perspective. He shares insights on budgeting, saving, and making smart financial choices based on real-world application. Josh aims to provide reliable, no-nonsense advice to help individuals and families navigate their financial journey and build sustainable habits for a better future.
what is a 3rd party check
7 min read

What Is a 3rd Party Check?

7 min readA third-party check means that money is given by signing the check over to someone who is not the original payee. These checks are different from regular checks because another person is involved. Financial institutions may have their own rules about cashing or depositing third-party checks. People often use third-party checks to pay […]Continue reading "What Is a 3rd Party Check?" →
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Banking,Legal,Personal
7 min read
how to start a wholesale business
15 min read

How to Start a Wholesale Business Even If You’re a Total Newbie

15 min readA wholesale business involves buying large quantities of goods at low prices and selling them for profit. To do well in wholesale, you need to manage your inventory well, build strong relationships with reliable suppliers, and have good customer service strategies. Market research is very important. It helps you find gaps, trends, and […]Continue reading "How to Start a Wholesale Business Even If You’re a Total Newbie" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Entrepreneurship,Guides
15 min read
how much do cyber security make
7 min read

How Much Do Cyber Security Make? Uncover the Truth

7 min readCybersecurity jobs are very popular. Many people want them because there is a high demand and good pay across several industries. Those working in cybersecurity roles can earn between $69,660 and $276,993 a year. The amount they make depends on their job role and their level of experience. A person’s salary can change […]Continue reading "How Much Do Cyber Security Make? Uncover the Truth" →
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Career,Guides,Make Money
7 min read
How to Deal with Debt Collectors and Know Your Rights - Verified by FangWallet
4 min read

How to Deal with Debt Collectors and Know Your Rights

4 min readDealing with collection agencies can be stressful, but staying informed is key. Always request written validation of the debt, remain composed in conversations, and know your rights. Keeping communication clear can help resolve issues effectively.Continue reading "How to Deal with Debt Collectors and Know Your Rights" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Debt,Guides,Legal,Loans
4 min read
Townhouse Taxes in 2025: What Buyers Need to Know - Verified by FangWallet
4 min read

Townhouse Taxes in 2025: What Buyers Need to Know

4 min readLocal governments decide the taxes and rates for townhouse properties, which vary significantly by location. Major changes in tax laws for 2025 will impact deductions, including those for property tax bills and mortgage interest. Accurately calculating your property tax bill is essential for effective budgeting. Townhouse owners may deduct certain costs, such as […]Continue reading "Townhouse Taxes in 2025: What Buyers Need to Know" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Guides,Legal,Mortgage,Personal
4 min read
Why Should You Never Buy the Extended Warranty? - Verified by FangWallet
5 min read

Why Should You Never Buy the Extended Warranty?

5 min readExtended warranties often repeat what the manufacturer’s guarantee already covers. This implies that they may incur unnecessary costs. Salespeople push extended warranties because they make money from sales. This strategy helps businesses more than it helps consumers. The coverage with extended warranties can have exclusions, secret fees, and limits that are in the […]Continue reading "Why Should You Never Buy the Extended Warranty?" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Opinion,Personal
5 min read
How to Manage Your Inventory Reserve Like a Pro - Verified by FangWallet
4 min read

How to Manage Your Inventory Reserve Like a Pro

4 min readSteps to Manage Your Inventory Reserve Like a Pro Inventory reserves show the true value of stock that is not sold or used. This information helps keep financial statements accurate. A company’s balance sheet lists inventory reserves as part of how it tracks inventory. This step lowers the total inventory value to a net value. […]Continue reading "How to Manage Your Inventory Reserve Like a Pro" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Career,Guides
4 min read
what does car warranty cover
10 min read

What Does Car Warranty Cover? The Smart Driver’s Checklist

10 min readCar warranties keep you safe from issues caused by defective parts and bad work. Factory warranties usually cover new cars. You can get extended warranties to keep protection after the manufacturer’s warranty ends. The main types of warranties include bumper-to-bumper coverage, powertrain coverage, and limited warranties. Warranty coverage does not cover routine maintenance […]Continue reading "What Does Car Warranty Cover? The Smart Driver’s Checklist" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Auto,Guides,Insurance
10 min read
Carfax Report: Your First Line of Defense When Buying a Used Car - Verified by FangWallet
4 min read

Carfax Report: Your First Line of Defense When Buying a Used Car

4 min readWhen purchasing a used car, knowing its history is essential. Here are eight reliable ways to uncover the truth: check the VIN, review service records, inspect for accidents, and utilize online history reports. Your peace of mind matters!Continue reading "Carfax Report: Your First Line of Defense When Buying a Used Car" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Auto,Guides,Personal
4 min read
how to ask for a signing bonus
5 min read

How to Ask for a Signing Bonus: The Right Way to Negotiate

5 min readSigning bonuses are becoming increasingly common as a way for employers to attract and retain top talent. If you’re considering negotiating a signing bonus, it’s important to do your research and understand the average amount offered in your industry and for your experience level. When asking for a signing bonus, be prepared to […]Continue reading "How to Ask for a Signing Bonus: The Right Way to Negotiate" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Career,Guides,Personal
5 min read
is basic economy the same as united economy
5 min read

Is Basic Economy the Same as United Economy? Don’t Book Before Reading This

5 min readThis blog post discusses the difference between basic economy tickets and other United Economy options. We’ll cover essential factors such as seat selection, baggage allowances, and potential travel restrictions associated with each fare class. Learn how to determine if a basic economy ticket fits your travel needs. Discover tips on finding the best […]Continue reading "Is Basic Economy the Same as United Economy? Don’t Book Before Reading This" →
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Guides,Market News,Opinion
5 min read
is goodwill a current asset
5 min read

Is Goodwill a Current Asset? Accounting Basics Explained

5 min readGoodwill is classified as an intangible asset on a company’s balance sheet. It represents the excess purchase price paid by an acquiring company over the fair market value of net identifiable assets of the acquired company. Goodwill is often attributed to intangible factors like brand reputation, customer relationships, and intellectual property. It is […]Continue reading "Is Goodwill a Current Asset? Accounting Basics Explained" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Guides,Investing
5 min read

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