Kent Baker

Kent approaches personal finance with a practical, common-sense perspective. He shares insights on budgeting, saving, and making smart financial choices based on real-world application. Josh aims to provide reliable, no-nonsense advice to help individuals and families navigate their financial journey and build sustainable habits for a better future.
How Pro Bono Work Can Enrich Your Legal Career - Verified by FangWallet
5 min read

How Pro Bono Work Can Enrich Your Legal Career

5 min readPro Bono Work Benefits Find out why people do pro bono work and why it is important in the U.S. legal field. See how pro bono work helps close the justice gap for people and communities who do not get enough legal help. Learn how being part of pro bono efforts can help with a […]Continue reading "How Pro Bono Work Can Enrich Your Legal Career" →
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Career,Legal,Personal
5 min read
Discover the Top 10 Rich People Cars of 2025 - Verified by FangWallet
3 min read

Discover the Top 10 Rich People Cars of 2025

3 min readThe top luxury vehicles in 2025 showcase status, technology, and design made for America’s wealthiest drivers Brands like Rolls-Royce, Bentley, Ferrari, and Bugatti dominate for their performance and prestige Electric and hybrid options are gaining traction even among ultra-luxury segments These cars feature rare materials, advanced tech, and high horsepower Rich buyers want status […]Continue reading "Discover the Top 10 Rich People Cars of 2025" →
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Auto,Lifestyle,Personal
3 min read
What Are Scalpers? How They Operate in Trading Markets - Verified by FangWallet
5 min read

What Are Scalpers? How They Operate in Trading Markets

5 min readWhat Are Scalpers? How They Work in Trading Markets Scalpers are traders who aim to profit from small, quick price changes in financial markets. They enter and exit trades multiple times within a single day, capitalizing on brief price movements. This strategy requires constant monitoring of the market and fast decision-making. Scalpers typically rely on […]Continue reading "What Are Scalpers? How They Operate in Trading Markets" →
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Career,Guides,Investing
5 min read
What Are My Daily Debit Card Limits? - Verified by FangWallet
3 min read

What Are My Daily Debit Card Limits?

3 min readIntroduction Debit cards let users withdraw money directly from their bank accounts to make purchases or access cash at ATMs. However, banks set daily spending and withdrawal limits to maintain security. Understanding these limits helps individuals manage their money effectively and avoid declined transactions or overdraft fees. Daily Debit Card Limits What Are Daily Purchase […]Continue reading "What Are My Daily Debit Card Limits?" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Banking,Credit Cards,Guides,Personal
3 min read
Gross Pay vs. Net Pay: What’s the Difference? - Verified by FangWallet
3 min read

Gross Pay vs. Net Pay: What’s the Difference?

3 min readGross Pay vs. Net Pay: What’s the Difference? Gross pay is the full amount earned before deductions such as taxes and insurance. Net pay is the amount received after all required and optional deductions. The difference between gross and net pay helps determine available spending money. Deductions include taxes, health plans, and retirement contributions. Knowing […]Continue reading "Gross Pay vs. Net Pay: What’s the Difference?" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Career,Guides,Personal
3 min read
Find Out Which 10 States Tax Groceries - Verified by FangWallet
4 min read

Find Out Which 10 States Tax Groceries

4 min readThere are ten states in the U.S. that have a grocery sales tax. This tax adds directly to your food costs and can affect how much you spend at home. The state sales tax rates for grocery items vary across different states. Some states charge lower rates or exempt certain food items. Money collected […]Continue reading "Find Out Which 10 States Tax Groceries" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Food,Legal,Opinion
4 min read
Jumbo Loan Insights: What Buyers Should Know - Verified by FangWallet
3 min read

Jumbo Loan Insights: What Buyers Should Know

3 min readJumbo loans are home loans for borrowing amounts exceeding Federal Housing Finance Agency (FHFA) limits. Borrowers must meet stricter criteria, including higher credit scores and larger down payments than regular loans. Interest rates on jumbo loans may differ from standard loans, influenced by the borrower’s financial profile. It’s crucial to understand current conforming loan […]Continue reading "Jumbo Loan Insights: What Buyers Should Know" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Entrepreneurship,Loans,Personal
3 min read
What is a Conventional Loan? - Verified by FangWallet
4 min read

What is a Conventional Loan?

4 min readWhat Is a Conventional Loan? Conventional loans are mortgages not backed by government agencies, like FHA or VA loans. These loans require at least a 620 credit score and offer adjustable terms with competitive interest rates for strong-credit borrowers. Down payments can be as low as 3%, but private mortgage insurance (PMI) is required if […]Continue reading "What is a Conventional Loan?" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Loans,Mortgage,Personal
4 min read
Selecting the Most Suitable Peer-to-Peer Lending Platforms for Your Needs - Verified by FangWallet
7 min read

Selecting the Most Suitable Peer-to-Peer Lending Platforms for Your Needs

7 min readChoosing the Best Peer-to-Peer Lending Platforms for Your Needs When you want to pick the best peer-to-peer lending platform, there are many things to consider. You need to look at what each platform offers. Think about the interest rates, fees, and how safe your money will be. People want to feel confident about where they […]Continue reading "Selecting the Most Suitable Peer-to-Peer Lending Platforms for Your Needs" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Entrepreneurship
7 min read
8 Innovative Business Ideas to Help the Community Thrive - Verified by FangWallet
3 min read

8 Innovative Business Ideas to Help the Community Thrive

3 min read25 business ideas that support community needs and help new owners earn income Opportunities to boost local businesses, deliver important goods, and connect people through events Simple marketing plans to build loyal customer groups Guidance on funding, market research, and complying with local regulations Business ideas addressing immediate community demands, from childcare to green […]Continue reading "8 Innovative Business Ideas to Help the Community Thrive" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Environment,Guides,Make Money
3 min read
The Pros and Cons of Using a Business Credit Card for Personal Expenses - Verified by FangWallet
5 min read

The Pros and Cons of Using a Business Credit Card for Personal Expenses

5 min readUsing a business card for personal expenses is not illegal, but it often goes against the card’s rules, which could result in the card being closed. Mixing personal purchases with business spending can hurt both your business credit score and your personal credit score. Business cards offer higher limits and special travel rewards, […]Continue reading "The Pros and Cons of Using a Business Credit Card for Personal Expenses" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Credit Cards,Personal
5 min read

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