John Beach

John Beach writes about personal finance with the goal of empowering readers to take control of their financial lives. Drawing on years of interest and practical application in money management principles, he focuses on actionable strategies for budgeting, saving, investing, and planning. John believes that financial freedom is attainable and strives to provide readers with the confidence and know-how needed to make sound financial decisions and work towards their long-term goals.
grocery-loyalty-cards
3 min read

How Grocery Loyalty Cards Track Your Spending in Retirement

3 min readAs you navigate retirement, grocery loyalty cards may seem innocuous, but they quietly track your spending habits. Each purchase provides data that grocery stores analyze, helping them tailor promotions to your preferences-shaping the way you shop and save.Continue reading "How Grocery Loyalty Cards Track Your Spending in Retirement" →
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John Beach<span class="bp-verified-badge"></span> John Beach
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Lifestyle,Personal,Retirement
3 min read
How Much Is the Tire Rotation Charge at Your Garage? - Verified by FangWallet
4 min read

How Much Is the Tire Rotation Charge at Your Garage?

4 min readTire Rotation Cost 2025 Tire rotation charges typically range from $20 to $80, depending on your vehicle, tire size, and location. Savings are possible when bundling tire rotation with services like an oil change. Many garages and national chains offer coupons, packages, or free rotations under certain conditions. Delaying tire rotation can cause uneven wear, […]Continue reading "How Much Is the Tire Rotation Charge at Your Garage?" →
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John Beach<span class="bp-verified-badge"></span> John Beach
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Auto,Opinion,Personal
4 min read
Can You Get a VA Loan for a Manufactured Home? - Verified by FangWallet
3 min read

Can You Get a VA Loan for a Manufactured Home?

3 min readAbsolutely, you can get a VA loan for a manufactured home! The key is ensuring the home meets specific requirements set by the VA, such as being permanently affixed to a foundation and meeting safety standards. It's a great option for veterans seeking affordable housing!Continue reading "Can You Get a VA Loan for a Manufactured Home?" →
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John Beach<span class="bp-verified-badge"></span> John Beach
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Loans,Mortgage,Personal
3 min read
auto-loans-car-financing
3 min read

12 Types of Auto Loans and How to Choose One

3 min readKnowing the different kinds of auto loans is important when it comes to getting money for your car. There are many different types of loans, and each one has its own pros and cons. Look through the 12 types to find the one that works best for your budget and way of life.Continue reading "12 Types of Auto Loans and How to Choose One" →
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John Beach<span class="bp-verified-badge"></span> John Beach
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Auto,Guides,Loans
3 min read
ups-dividend-blue-chip
5 min read

UPS Stock: 7.5% Dividend Makes It a Rare Blue-Chip Buy

5 min readUPS is a blue-chip stock that pays a strong 7.5% dividend, making it a great investment opportunity. In a market that changes a lot, it's not often that you can buy shares at a big discount, which is a good way to set yourself up for long-term growth while still getting regular income.Continue reading "UPS Stock: 7.5% Dividend Makes It a Rare Blue-Chip Buy" →
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John Beach<span class="bp-verified-badge"></span> John Beach
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Business,Investing,Speculation
5 min read
banking transaction fees
4 min read

Avoiding Inactivity Fees: How to Keep Your Accounts Active and Fee-Free

4 min readInactivity fees can sneak up on you, draining your account for simply not using it. These charges often apply to savings or checking accounts. To avoid them, consider setting up regular transactions or automatic transfers. Stay active and keep your funds intact!Continue reading "Avoiding Inactivity Fees: How to Keep Your Accounts Active and Fee-Free" →
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John Beach<span class="bp-verified-badge"></span> John Beach
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Banking,Credit Cards,Personal
4 min read
Can Car Insurance Payments Improve Your Credit Score? - Verified by FangWallet
4 min read

Can Car Insurance Payments Improve Your Credit Score?

4 min readPaying car insurance on time can indirectly impact your credit score. While insurance payments aren't reported to credit bureaus, maintaining good financial habits, like timely bill payments, can enhance your overall creditworthiness. Always stay on top!Continue reading "Can Car Insurance Payments Improve Your Credit Score?" →
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John Beach<span class="bp-verified-badge"></span> John Beach
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Auto,Banking,Insurance
4 min read
Is Melatonin Safe For Dogs? - Verified by FangWallet
7 min read

Is Melatonin Safe For Dogs?

7 min readCore Melatonin is a naturally occurring hormone that regulates sleep in both humans and dogs. Pet owners often use melatonin to help with sleep, stress, and seasonal hair loss. Side effects are typically mild but should still be monitored. Proper dosage depends on a dog’s weight, condition, and medications. Always consult a veterinarian before […]Continue reading "Is Melatonin Safe For Dogs?" →
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John Beach<span class="bp-verified-badge"></span> John Beach
Posted on
Guides,Health,Personal
7 min read

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