FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
why are banks closed on sundays
7 min read

Why Are Banks Closed on Sundays? The Impact on Customers and Businesses

7 min readMost banks in the United States are closed on Sundays, but some have shorter hours. Banks close on Sundays to give their workers a rest, follow long-standing practices, reduce costs, and stay connected with the larger financial system. When banks are closed on Sundays, it can be hard for people with urgent needs […]Continue reading "Why Are Banks Closed on Sundays? The Impact on Customers and Businesses" →
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Banking,Business,Guides
7 min read
does car insurance cover windshield
5 min read

Does Car Insurance Cover Windshield Damage? How to File a Claim

5 min readComprehensive car insurance often covers windshield damage from falling objects or hail. Collision coverage will help if your windshield is damaged in a car accident. Sometimes, you may not need to file a claim. This can happen if the damage is minor and the repair cost is less than your deductible. When you […]Continue reading "Does Car Insurance Cover Windshield Damage? How to File a Claim" →
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Auto,Guides,Insurance
5 min read
how to find cheap last minute flights
5 min read

How to Find Cheap Last-Minute Flights: Save Big on Your Next Trip

5 min readEmbrace flexibility. The best way to do last-minute travel is to be open to new places and dates. This can help you find the best deals. Utilize tech tools. Use travel websites and apps like Google Flights, Kayak, and Expedia. They can help you find the lowest airfare. Think beyond the obvious. Look […]Continue reading "How to Find Cheap Last-Minute Flights: Save Big on Your Next Trip" →
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Deals,Guides,Travel
5 min read
what is pos health insurance
5 min read

What Is POS Health Insurance? A Simple Guide

5 min readA Point of Service (POS) health plan mixes elements of HMOs and PPOs. It allows you to choose your healthcare providers freely. POS plans usually have lower monthly premiums compared to PPOs, making them a good option if you are on a budget. With a POS plan, you select a primary care physician […]Continue reading "What Is POS Health Insurance? A Simple Guide" →
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Guides,Health,Insurance
5 min read
is a money order the same as a check
5 min read

Is a Money Order the Same as a Check? When to Use One Over the Other

5 min readMoney orders and checks create a paper trail for spending, unlike cash. They are similar but have key differences that serve different needs. Money orders are prepaid and guaranteed, whereas personal checks withdraw funds from an account after deposit. Money orders are typically used for smaller amounts, usually under $1,000, while cashier’s checks […]Continue reading "Is a Money Order the Same as a Check? When to Use One Over the Other" →
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Banking,Guides,Loans
5 min read
are payday loans fixed or variable
5 min read

Are Payday Loans Fixed or Variable? Avoiding Costly Traps

5 min readA payday loan helps when you have short-term money issues. It is usually due on your next payday. These loans have fixed interest rates and can have high fees. It is very important to read the terms and conditions before you agree to a payday loan. Consider other options like personal loans, loans […]Continue reading "Are Payday Loans Fixed or Variable? Avoiding Costly Traps" →
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Debt,Loans,Personal
5 min read
What Is a Post-Dated Check? Everything You Need to Know - Verified by FangWallet
5 min read

What Is a Post-Dated Check? Everything You Need to Know

5 min readA post-dated check has a date written on it for the future. This date shows when the writer wants the check to be cashed. Banks do not have to hold a post-dated check until the date on it. Using post-dated checks is legal, but it has risks. One risk is that someone could […]Continue reading "What Is a Post-Dated Check? Everything You Need to Know" →
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Banking,Guides
5 min read
ACH vs. Wire Transfers: How to Save $25 Per Transaction - Verified by FangWallet
5 min read

ACH vs. Wire Transfers: How to Save $25 Per Transaction

5 min readACH and wire transfers are typical ways to move money electronically between bank accounts. ACH transfers are cheaper and perfect for regular payments like bills and salaries, but they may take several days to complete. Wire transfers are fast and can be done the same day, but they are more expensive. Knowing the […]Continue reading "ACH vs. Wire Transfers: How to Save $25 Per Transaction" →
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Banking,Business,Credit Cards
5 min read
Becoming a Personal Chef: How to Make Over $500 Per Private Dinner - Verified by FangWallet
5 min read

Becoming a Personal Chef: How to Make Over $500 Per Private Dinner

5 min readPersonal chefs can make more than $500 for every private dinner, especially if they have solid skills and experience. More people are looking for personal chefs now due to busy lives and a rising interest in healthy eating. To get clients who pay well, it’s key to create a strong brand and be […]Continue reading "Becoming a Personal Chef: How to Make Over $500 Per Private Dinner" →
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Career,Make Money,Personal
5 min read
Best Free Business Certificate Programs for Entrepreneurs - Verified by FangWallet
4 min read

Best Free Business Certificate Programs for Entrepreneurs

4 min readLook for the best free business certificate programs for entrepreneurs. See how business certifications can help you in your job and learning. Explore several free business certificate options, like courses from Alison and HubSpot. Learn to start with free business certificate programs by building important skills like writing and speaking. Make the most […]Continue reading "Best Free Business Certificate Programs for Entrepreneurs" →
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Business,Entrepreneurship,Guides,Opinion
4 min read
Are Recurring Charges Hurting Your Budget? How to Cut Unnecessary Expenses - Verified by FangWallet
5 min read

Are Recurring Charges Hurting Your Budget? How to Cut Unnecessary Expenses

5 min readRecurring charges include automatic payments for services and products billed regularly. If you do not closely monitor these charges, they can significantly impact your budget. Finding and canceling subscriptions you do not need is important for saving money. There are tools and ways to track and manage your recurring expenses. By managing recurring […]Continue reading "Are Recurring Charges Hurting Your Budget? How to Cut Unnecessary Expenses" →
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Frugal Living,Guides,Opinion
5 min read
Frugal Living Under an Embargo: How Countries Adapt & Save - Verified by FangWallet
4 min read

Frugal Living Under an Embargo: How Countries Adapt & Save

4 min readAn embargo stops a country from trading like usual. This creates problems for their economy. People often see that prices rise. Some everyday items can be hard to find. Being resourceful and living simply are key for keeping expenses low. People and governments change. They look for ways to handle rules. Embargoes can […]Continue reading "Frugal Living Under an Embargo: How Countries Adapt & Save" →
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Business,Frugal Living,Legal
4 min read

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