FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
is the capital one venture card worth it
4 min read

Is the Capital One Venture Card Worth It as a Travel Perk or Just Hype?

4 min readEarn 2 miles for every $1 spent on all purchases. Get a 75,000-mile bonus after spending $4,000 in the first three months. Redeem miles for any travel purchase at a value of 1 cent per mile, with no blackout dates or restrictions. Enjoy a $120 credit for Global Entry or TSA PreCheck application […]Continue reading "Is the Capital One Venture Card Worth It as a Travel Perk or Just Hype?" →
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Credit Cards,Opinion,Reviews,Travel
4 min read
affordable pets
4 min read

Affordable Pets: Where to Get the Best Deals on Furry Friends?

4 min readAffordable Options: Owning a pet doesn’t have to be expensive. Learn where to find budget-friendly pets and the best deals. Understand Costs: Pet ownership includes upfront costs and ongoing monthly expenses. Being informed helps you make smarter decisions. Comprehensive Guide: Discover everything from finding affordable pets to setting up a safe and welcoming […]Continue reading "Affordable Pets: Where to Get the Best Deals on Furry Friends?" →
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Frugal Living,Guides,Lifestyle,Opinion
4 min read
are gold coins a good investment
4 min read

Are Gold Coins a Good Investment for Protecting Your Wealth in Uncertain Times?

4 min readGold coins have long been a safe haven asset, helping protect wealth during economic uncertainty. Unlike paper money, gold retains its intrinsic value over time, acting as a hedge against inflation. Before purchasing gold coins, verify authenticity, store them securely, and choose a reputable dealer. Gold coins offer the advantage of physical ownership, […]Continue reading "Are Gold Coins a Good Investment for Protecting Your Wealth in Uncertain Times?" →
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Guides,Investing,Market News,Opinion
4 min read
Getting Started with Alignment Health Plan: Everything New Users Should Know - Verified by FangWallet
4 min read

Getting Started with Alignment Health Plan: Everything New Users Should Know

4 min readAlignment Health Plan offers Medicare Advantage plans designed to keep seniors healthy and active. Enjoy benefits such as $0 copays for telehealth visits, low monthly premiums, and access to a wide network of doctors and providers. Take advantage of 24/7 concierge services, offering support for scheduling appointments, arranging transportation, and answering health-related questions. […]Continue reading "Getting Started with Alignment Health Plan: Everything New Users Should Know" →
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Health,Insurance,Personal
4 min read
Rebuilt Title Cars: The Ultimate Frugal Living Hack for Affordable Vehicles - Verified by FangWallet
4 min read

Rebuilt Title Cars: The Ultimate Frugal Living Hack for Affordable Vehicles

4 min readSignificant Savings: Rebuilt title cars are often much cheaper than clean title vehicles, making them a great option for budget-conscious buyers. Inspection is Crucial: A comprehensive inspection by a qualified mechanic is essential to uncover hidden issues and assess the quality of repairs. Insurance Challenges: Securing full insurance coverage can be difficult, as […]Continue reading "Rebuilt Title Cars: The Ultimate Frugal Living Hack for Affordable Vehicles" →
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Posted on
Frugal Living,Auto,Guides
4 min read
Legal Changes to OASDI Tax in 2025: What You Need to Know About New Regulations - Verified by FangWallet
4 min read

Legal Changes to OASDI Tax in 2025: What You Need to Know About New Regulations

4 min readThe OASDI tax, commonly known as the Social Security tax, funds benefits for retirement, disability, and survivors in the U.S. In 2024, the OASDI tax rate remains 12.4% of eligible earnings, split equally between employers and employees at 6.2% each. The maximum taxable earnings for OASDI in 2024 are $168,600, an increase from […]Continue reading "Legal Changes to OASDI Tax in 2025: What You Need to Know About New Regulations" →
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Legal,Business,Entrepreneurship
4 min read
Deferred Revenue vs. Accrued Revenue: Which One Affects Your Financials More? - Verified by FangWallet
3 min read

Deferred Revenue vs. Accrued Revenue: Which One Affects Your Financials More?

3 min readUnderstanding deferred and accrued revenue is essential for accurate financial reporting. Deferred revenue refers to payments received before goods or services are delivered, while accrued revenue refers to earnings recognized before payment is received. Accrual accounting ensures revenue is recognized as earned, and expenses are recorded when incurred, regardless of cash flow. Properly […]Continue reading "Deferred Revenue vs. Accrued Revenue: Which One Affects Your Financials More?" →
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Business,Make Money,Personal
3 min read
How to Start Planning for a Happy Retirement While You’re Still a Student - Verified by FangWallet
4 min read

How to Start Planning for a Happy Retirement While You’re Still a Student

4 min readEarly retirement planning paves the way for financial security, even for students. Starting early allows you to harness the power of compound interest to significantly grow your savings. Understanding retirement accounts like IRAs and 401(k)s is a crucial first step. Assessing your current financial situation, setting realistic goals, and budgeting are essential. Explore […]Continue reading "How to Start Planning for a Happy Retirement While You’re Still a Student" →
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Retirement,Investing,Students
4 min read
starting a food business
6 min read

Starting a Food Business: Is This Your Recipe for Success?

6 min readStarting a food business can be fun, but it also comes with challenges. Researching the food service industry, your target market, and your competition is essential. A clear business plan, adequate financing, and a great location are key to success. Ensure you obtain the right licenses and permits to operate legally and maintain […]Continue reading "Starting a Food Business: Is This Your Recipe for Success?" →
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Business,Entrepreneurship,Food,Opinion
6 min read
elavon reviews
3 min read

Elavon Reviews: Are Their Services Worth Your Investment?

3 min readElavon is a global payment processor offering services like credit card processing, POS systems, and mobile payments. Many users appreciate their responsive customer support and competitive pricing. Some users report hidden fees and difficulties with account cancellations. Elavon meets PCI compliance standards and offers robust security features to protect businesses. Overall, Elavon is […]Continue reading "Elavon Reviews: Are Their Services Worth Your Investment?" →
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Business,Opinion,Reviews,Technology
3 min read
what happens at closing
6 min read

What Happens at Closing: Are There Any Last-Minute Surprises?

6 min readClosing day is the final step in buying your new home. To avoid last-minute surprises, it’s crucial to prepare for closing day and understand the process. Review essential documents, such as the closing disclosure, and ensure all necessary paperwork and payments are ready. The closing process generally includes signing loan papers, paying closing […]Continue reading "What Happens at Closing: Are There Any Last-Minute Surprises?" →
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Posted on
Guides,Mortgage,Opinion
6 min read
whens the last day to file taxes
4 min read

When’s the Last Day to File Taxes: Is It Too Late to Avoid Penalties?

4 min readThe tax filing deadline in the United States is usually April 15th every year. If you miss the deadline, you may face penalties, interest on unpaid taxes, and possibly audits. Before filing, gather all necessary financial documents, such as W-2s, 1099s, and receipts. You can use tax preparation software or hire a qualified […]Continue reading "When’s the Last Day to File Taxes: Is It Too Late to Avoid Penalties?" →
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Guides,Legal,Opinion,Personal
4 min read

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