FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
can you use 529 money to buy a house
4 min read

Can You Use 529 Money to Buy a House? What Are the Alternatives?

4 min read529 plans offer tax advantages for education expenses, including K-12 tuition, college costs, apprenticeships, and student loan repayments. While primarily for education, 529 funds can cover housing costs under specific guidelines, including on-campus and eligible off-campus accommodations. Tax-free withdrawals for off-campus housing are capped at the school’s cost of attendance (COA) for room […]Continue reading "Can You Use 529 Money to Buy a House? What Are the Alternatives?" →
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Personal,Investing,Loans
4 min read
do you need a business license to sell online
5 min read

Do You Need a Business License to Sell Online? Key Steps to Get Started Legally

5 min readA business license grants legal permission to operate a business, and its requirements vary by state and business type. Before applying for a business license, evaluate if it’s necessary for your online business model and location. Choosing the right business structure, such as a sole proprietorship or LLC, impacts liability and tax obligations. […]Continue reading "Do You Need a Business License to Sell Online? Key Steps to Get Started Legally" →
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Business,Entrepreneurship,Legal
5 min read
consolidate business debt
4 min read

Consolidate Business Debt: How to Regain Control Over Your Business Finances

4 min readBusiness debt consolidation simplifies multiple payments into one loan with a potentially lower interest rate. It can improve cash flow by reducing monthly payments, freeing up funds for operational expenses. Consolidation may offer longer repayment terms, which can lower monthly payments but might increase total interest paid. Timely payments on the consolidated loan […]Continue reading "Consolidate Business Debt: How to Regain Control Over Your Business Finances" →
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Business,Debt,Loans
4 min read
What Are OASDI Contributions and Why Do They Matter? - Verified by FangWallet
4 min read

What Are OASDI Contributions and Why Do They Matter?

4 min readOASDI contributions fund the Social Security program, which provides retirement, disability, and survivor benefits. Employees and employers pay into OASDI through payroll taxes, while self-employed individuals pay both portions. The amount paid is based on a percentage of earnings, with an annual wage base limit. Understanding OASDI is crucial for financial planning, ensuring […]Continue reading "What Are OASDI Contributions and Why Do They Matter?" →
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Retirement,Guides,Insurance,Personal
4 min read
How Does MSRP Impact Your Grocery Shopping Choices? - Verified by FangWallet
4 min read

How Does MSRP Impact Your Grocery Shopping Choices?

4 min readHow Does MSRP Impact Your Grocery Shopping Choices? Knowing the MSRP can help you make better choices when shopping for groceries. MSRP stands for Manufacturer’s Suggested Retail Price and helps stores set their prices. Shoppers often perceive MSRP as a benchmark price, which influences their purchasing decisions. Learning to compare MSRP with in-store […]Continue reading "How Does MSRP Impact Your Grocery Shopping Choices?" →
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Business,Guides,Lifestyle
4 min read
The Benefits of Choosing Gerber Life Insurance for Your Family - Verified by FangWallet
5 min read

The Benefits of Choosing Gerber Life Insurance for Your Family

5 min readGerber Life Insurance offers a variety of life insurance products designed for families, including the Grow-Up Plan for children. The company prioritizes financial security by providing financial support to beneficiaries in the event of the insured’s passing. Policy options include term, whole, and endowment life insurance, each with distinct features and benefits. Applying […]Continue reading "The Benefits of Choosing Gerber Life Insurance for Your Family" →
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Insurance,Opinion,Personal
5 min read
How Lemonade Renters Insurance Compares to Other Providers - Verified by FangWallet
4 min read

How Lemonade Renters Insurance Compares to Other Providers

4 min readLemonade is a fully licensed insurance company, not just a broker. It provides renters, homeowners, and other insurance policies. As a public benefit corporation, Lemonade prioritizes social good and maintains transparency in its operations. The company leverages AI technology for quick quotes and seamless claims processing, enhancing the customer experience. Lemonade’s user-friendly app […]Continue reading "How Lemonade Renters Insurance Compares to Other Providers" →
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Insurance,Guides,Lifestyle,Personal
4 min read
Understanding the AVGO Stock Split: A Guide for Investors - Verified by FangWallet
4 min read

Understanding the AVGO Stock Split: A Guide for Investors

4 min readBroadcom (AVGO) completed a 10-for-1 stock split in July 2024, making shares more accessible to investors. The split does not change the company’s fundamentals but often increases investor interest. AVGO has performed well due to advancements in AI and networking. Strong financial management and high free cash flow contribute to its success. Analysts […]Continue reading "Understanding the AVGO Stock Split: A Guide for Investors" →
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Investing,Guides,Make Money,Market News
4 min read
how do i switch banks
4 min read

How Do I Switch Banks? A Step-by-Step Guide to a Smooth Transition

4 min readSwitching banks can seem daunting, but with proper planning, it can be a smooth process. This guide provides a step-by-step approach to transitioning from one bank to another. Learn how to gather the required documents, update automatic payments, and close your old account. Switching banks can help you take advantage of better interest […]Continue reading "How Do I Switch Banks? A Step-by-Step Guide to a Smooth Transition" →
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Banking,Guides,Opinion,Personal
4 min read
what is a buy here pay here
4 min read

What is a Buy Here Pay Here? Understanding the Basics of In-House Auto Financing

4 min readBHPH dealerships offer in-house financing, acting as both the seller and lender. This financing model caters to car buyers with bad credit or no credit history. Approvals are generally easier, but interest rates are typically higher than traditional auto loans. Payments are made directly to the BHPH dealership, often on a weekly or […]Continue reading "What is a Buy Here Pay Here? Understanding the Basics of In-House Auto Financing" →
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Auto,Guides,Loans,Opinion
4 min read
small business help desk software
3 min read

Small Business Help Desk Software: Essential Features You Need for 2025

3 min readProviding exceptional customer service is critical for small business success. Help desk software streamlines customer support operations, automates tasks, and enhances customer satisfaction. Staying ahead of the latest trends and features in help desk software is essential for 2025. This guide explores key features, benefits, and best practices for maximizing help desk software. […]Continue reading "Small Business Help Desk Software: Essential Features You Need for 2025" →
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Business,Entrepreneurship,Opinion,Technology
3 min read
what is a depository
4 min read

What Is a Depository? How It Works and Why It’s Important for Investors

4 min readKnowing the MSRP can help you make better choices when shopping for groceries. MSRP stands for Manufacturer’s Suggested Retail Price and helps stores set their prices. Shoppers often perceive MSRP as a benchmark price, which influences their purchasing decisions. Learning to compare MSRP with in-store prices can help you save money. Factors like […]Continue reading "What Is a Depository? How It Works and Why It’s Important for Investors" →
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Banking,Guides,Opinion,Personal
4 min read

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