FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
how much to trademark a logo
4 min read

How Much to Trademark a Logo? Understanding Costs and the Process

4 min readThe cost of trademarking a logo in the United States varies. Federal trademarking costs $250-$350 per class of goods/services, while state fees range from $50-$150. Legal fees for trademark applications typically add $500-$2,000 but can increase your chances of success. Trademark search fees range from $300 to $600 and are crucial to avoid […]Continue reading "How Much to Trademark a Logo? Understanding Costs and the Process" →
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Business,Entrepreneurship,Legal,Opinion
4 min read
is it a good time to refinance
4 min read

Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates

4 min readRefinancing can secure a lower interest rate, reducing monthly payments and overall interest costs. Calculating your break-even point—the period of time it takes for savings to outweigh refinancing costs—is crucial. A good credit score is key to securing favorable refinance rates. Compare offers from multiple lenders to find the best terms. Carefully assess […]Continue reading "Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates" →
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Mortgage,Loans,Personal
4 min read
cost to replace kitchen countertops
4 min read

Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades

4 min readThe cost of kitchen countertop installation ranges from $20 per square foot for budget-friendly laminate to $250 or more for high-end materials like marble. Factors like material choice, size, edge treatments, cutouts, and labor costs contribute to the total project cost. Understanding the pros and cons of different materials—granite, quartz, laminate, and marble—helps […]Continue reading "Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades" →
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Guides,Lifestyle,Opinion,Personal
4 min read
what is drawdown in trading
4 min read

What Is Drawdown in Trading? Understanding Losses and Risk Management

4 min readDrawdown is the peak-to-trough decline in a trading account balance due to losing trades. Understanding drawdown is crucial for managing risk and developing effective trading strategies. Diversification, stop-loss orders, and careful risk assessment can help mitigate drawdown. Drawdown is not the same as loss. A loss is realized when you exit a trade, […]Continue reading "What Is Drawdown in Trading? Understanding Losses and Risk Management" →
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Business,Investing,Opinion,Technology
4 min read
how much is low income for a single person
4 min read

How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards

4 min readIn 2023, low income was considered to be $14,580 for a single person and $30,000–$40,000 for a family of four, depending on the state and federal poverty level. Your state may have different income limits than federal guidelines, so it’s essential to check state-specific rules. Various resources are available to help individuals and […]Continue reading "How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards" →
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Guides,Lifestyle,Opinion,Personal
4 min read
is stripe secure
3 min read

Is Stripe Secure for Businesses and Customers? Security Features Explained

3 min readAdvanced Security Measures: Stripe ensures safe transactions with encryption and tokenization. Industry Compliance: Stripe is PCI DSS Level 1, SOC 1, and SOC 2 certified. Proactive Security Practices: Continuous security assessments and a bug bounty program help identify vulnerabilities. User-Controlled Security Enhancements: Businesses can improve security with two-factor authentication (2FA) and account monitoring. […]Continue reading "Is Stripe Secure for Businesses and Customers? Security Features Explained" →
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Business,Opinion,Reviews,Technology
3 min read
how much does the usda recommend you budget for food per month
3 min read

How Much Does the USDA Recommend You Budget for Food Per Month?

3 min readThe USDA provides food budget recommendations based on household size and income level. Four food plans are available: Thrifty, Low-Cost, Moderate-Cost, and Liberal. The Thrifty plan is the most affordable while still ensuring a nutritious diet. The average household spends a significant portion of their income on food. Factors such as location, dietary […]Continue reading "How Much Does the USDA Recommend You Budget for Food Per Month?" →
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Food,Frugal Living,Lifestyle,Opinion
3 min read
when do global entry appointments open up
4 min read

When Do Global Entry Appointments Open Up? How to Secure Your Spot Faster

4 min readGetting a Global Entry interview can be one of the most challenging parts of the application process. Knowing when and where appointments are available is crucial to securing your spot. Third-party services can help you find last-minute cancellations and appointment openings. Being flexible with your location can increase your chances of securing an […]Continue reading "When Do Global Entry Appointments Open Up? How to Secure Your Spot Faster" →
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Lifestyle,Opinion,Personal,Travel
4 min read
why does my car insurance go up every 6 months
4 min read

Why Does My Car Insurance Go Up Every 6 Months? Key Reasons for Rate Changes

4 min readFluctuating Insurance Rates: Various factors influence car insurance premiums, some within your control and others affected by broader trends. Understanding Cost Changes: Knowing these factors can help manage your insurance expenses effectively. Influences: Driving history, location, and vehicle type all impact insurance rates. External Factors: Economic conditions and regulatory changes can also […]Continue reading "Why Does My Car Insurance Go Up Every 6 Months? Key Reasons for Rate Changes" →
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Auto,Insurance,Opinion,Personal
4 min read
selling home as is
4 min read

Selling Home As Is: Benefits and Challenges of Selling Without Repairs

4 min readSelling “as is” means passing on repairs to the buyer. This method is ideal for homeowners short on time or money or those who inherited a property. It’s crucial to price your home realistically, considering the needed repairs. Working with an experienced real estate agent knowledgeable in “as is” sales is recommended. While […]Continue reading "Selling Home As Is: Benefits and Challenges of Selling Without Repairs" →
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Business,Mortgage,Opinion,Personal
4 min read
what is private debt
4 min read

What is Private Debt? A Simple Guide to Alternative Lending

4 min readPrivate debt is a loan extended to a company that is not publicly traded and comes in diverse forms such as loans and bonds. It offers potentially higher returns compared to publicly traded debt. Private debt is not as liquid as publicly traded debt due to the lack of a secondary market. Investors […]Continue reading "What is Private Debt? A Simple Guide to Alternative Lending" →
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Debt,Investing,Personal
4 min read
how to start bookkeeping business
4 min read

How to Start a Bookkeeping Business: From Freelance to Full-Time Entrepreneur

4 min readLearn the essential steps to launch a successful bookkeeping business, from understanding the basics to attracting clients and expanding your services. This guide covers everything from choosing the right software to setting up your business infrastructure. Discover effective marketing strategies tailored specifically for bookkeeping businesses, both online and offline. Gain insights into managing […]Continue reading "How to Start a Bookkeeping Business: From Freelance to Full-Time Entrepreneur" →
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Business,Entrepreneurship,Guides
4 min read

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