FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
is stripe secure
3 min read

Is Stripe Secure for Businesses and Customers? Security Features Explained

3 min readAdvanced Security Measures: Stripe ensures safe transactions with encryption and tokenization. Industry Compliance: Stripe is PCI DSS Level 1, SOC 1, and SOC 2 certified. Proactive Security Practices: Continuous security assessments and a bug bounty program help identify vulnerabilities. User-Controlled Security Enhancements: Businesses can improve security with two-factor authentication (2FA) and account monitoring. […]Continue reading "Is Stripe Secure for Businesses and Customers? Security Features Explained" →
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Business,Opinion,Reviews,Technology
3 min read
how much does the usda recommend you budget for food per month
3 min read

How Much Does the USDA Recommend You Budget for Food Per Month?

3 min readThe USDA provides food budget recommendations based on household size and income level. Four food plans are available: Thrifty, Low-Cost, Moderate-Cost, and Liberal. The Thrifty plan is the most affordable while still ensuring a nutritious diet. The average household spends a significant portion of their income on food. Factors such as location, dietary […]Continue reading "How Much Does the USDA Recommend You Budget for Food Per Month?" →
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Food,Frugal Living,Lifestyle,Opinion
3 min read
when do global entry appointments open up
4 min read

When Do Global Entry Appointments Open Up? How to Secure Your Spot Faster

4 min readGetting a Global Entry interview can be one of the most challenging parts of the application process. Knowing when and where appointments are available is crucial to securing your spot. Third-party services can help you find last-minute cancellations and appointment openings. Being flexible with your location can increase your chances of securing an […]Continue reading "When Do Global Entry Appointments Open Up? How to Secure Your Spot Faster" →
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Lifestyle,Opinion,Personal,Travel
4 min read
why does my car insurance go up every 6 months
4 min read

Why Does My Car Insurance Go Up Every 6 Months? Key Reasons for Rate Changes

4 min readFluctuating Insurance Rates: Various factors influence car insurance premiums, some within your control and others affected by broader trends. Understanding Cost Changes: Knowing these factors can help manage your insurance expenses effectively. Influences: Driving history, location, and vehicle type all impact insurance rates. External Factors: Economic conditions and regulatory changes can also […]Continue reading "Why Does My Car Insurance Go Up Every 6 Months? Key Reasons for Rate Changes" →
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Auto,Insurance,Opinion,Personal
4 min read
selling home as is
4 min read

Selling Home As Is: Benefits and Challenges of Selling Without Repairs

4 min readSelling “as is” means passing on repairs to the buyer. This method is ideal for homeowners short on time or money or those who inherited a property. It’s crucial to price your home realistically, considering the needed repairs. Working with an experienced real estate agent knowledgeable in “as is” sales is recommended. While […]Continue reading "Selling Home As Is: Benefits and Challenges of Selling Without Repairs" →
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Business,Mortgage,Opinion,Personal
4 min read
what is private debt
4 min read

What is Private Debt? A Simple Guide to Alternative Lending

4 min readPrivate debt is a loan extended to a company that is not publicly traded and comes in diverse forms such as loans and bonds. It offers potentially higher returns compared to publicly traded debt. Private debt is not as liquid as publicly traded debt due to the lack of a secondary market. Investors […]Continue reading "What is Private Debt? A Simple Guide to Alternative Lending" →
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Debt,Investing,Personal
4 min read
how to start bookkeeping business
4 min read

How to Start a Bookkeeping Business: From Freelance to Full-Time Entrepreneur

4 min readLearn the essential steps to launch a successful bookkeeping business, from understanding the basics to attracting clients and expanding your services. This guide covers everything from choosing the right software to setting up your business infrastructure. Discover effective marketing strategies tailored specifically for bookkeeping businesses, both online and offline. Gain insights into managing […]Continue reading "How to Start a Bookkeeping Business: From Freelance to Full-Time Entrepreneur" →
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Business,Entrepreneurship,Guides
4 min read
can you use 529 money to buy a house
4 min read

Can You Use 529 Money to Buy a House? What Are the Alternatives?

4 min read529 plans offer tax advantages for education expenses, including K-12 tuition, college costs, apprenticeships, and student loan repayments. While primarily for education, 529 funds can cover housing costs under specific guidelines, including on-campus and eligible off-campus accommodations. Tax-free withdrawals for off-campus housing are capped at the school’s cost of attendance (COA) for room […]Continue reading "Can You Use 529 Money to Buy a House? What Are the Alternatives?" →
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Personal,Investing,Loans
4 min read
do you need a business license to sell online
5 min read

Do You Need a Business License to Sell Online? Key Steps to Get Started Legally

5 min readA business license grants legal permission to operate a business, and its requirements vary by state and business type. Before applying for a business license, evaluate if it’s necessary for your online business model and location. Choosing the right business structure, such as a sole proprietorship or LLC, impacts liability and tax obligations. […]Continue reading "Do You Need a Business License to Sell Online? Key Steps to Get Started Legally" →
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Business,Entrepreneurship,Legal
5 min read
consolidate business debt
4 min read

Consolidate Business Debt: How to Regain Control Over Your Business Finances

4 min readBusiness debt consolidation simplifies multiple payments into one loan with a potentially lower interest rate. It can improve cash flow by reducing monthly payments, freeing up funds for operational expenses. Consolidation may offer longer repayment terms, which can lower monthly payments but might increase total interest paid. Timely payments on the consolidated loan […]Continue reading "Consolidate Business Debt: How to Regain Control Over Your Business Finances" →
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Business,Debt,Loans
4 min read
What Are OASDI Contributions and Why Do They Matter? - Verified by FangWallet
4 min read

What Are OASDI Contributions and Why Do They Matter?

4 min readOASDI contributions fund the Social Security program, which provides retirement, disability, and survivor benefits. Employees and employers pay into OASDI through payroll taxes, while self-employed individuals pay both portions. The amount paid is based on a percentage of earnings, with an annual wage base limit. Understanding OASDI is crucial for financial planning, ensuring […]Continue reading "What Are OASDI Contributions and Why Do They Matter?" →
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Retirement,Guides,Insurance,Personal
4 min read
How Does MSRP Impact Your Grocery Shopping Choices? - Verified by FangWallet
4 min read

How Does MSRP Impact Your Grocery Shopping Choices?

4 min readHow Does MSRP Impact Your Grocery Shopping Choices? Knowing the MSRP can help you make better choices when shopping for groceries. MSRP stands for Manufacturer’s Suggested Retail Price and helps stores set their prices. Shoppers often perceive MSRP as a benchmark price, which influences their purchasing decisions. Learning to compare MSRP with in-store […]Continue reading "How Does MSRP Impact Your Grocery Shopping Choices?" →
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Business,Guides,Lifestyle
4 min read

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