FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
Best Retail Stores Offering Free Birthday Gifts & Discounts - Verified by FangWallet
4 min read

Best Retail Stores Offering Free Birthday Gifts & Discounts

4 min readMany stores offer birthday freebies and discounts to loyal shoppers. You can enjoy free food, drinks, and discounts on clothes and beauty products. Signing up for loyalty programs and providing your birthdate is essential to receiving rewards. Reading the terms and conditions ensures you maximize your offers. Combining multiple offers can help you […]Continue reading "Best Retail Stores Offering Free Birthday Gifts & Discounts" →
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Deals,Guides,Lifestyle,Opinion
4 min read
How Secure Is Venmo? Everything You Need to Know About Its Safety - Verified by FangWallet
4 min read

How Secure Is Venmo? Everything You Need to Know About Its Safety

4 min readVenmo is a popular mobile payment service for various financial transactions. It protects user accounts by using data encryption and allowing PIN codes. Users can send money, receive money, share bills, and shop at stores that accept Venmo. As more people use Venmo, knowing how to stay safe becomes essential. This guide will […]Continue reading "How Secure Is Venmo? Everything You Need to Know About Its Safety" →
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Banking,Guides,Speculation
4 min read
What Is Limited Government & How Does It Protect Your Rights? - Verified by FangWallet
5 min read

What Is Limited Government & How Does It Protect Your Rights?

5 min readUnderstanding Limited Government A limited government means the government’s power is restricted by laws and principles designed to protect individual rights. This system ensures that government authority is checked and balanced, preventing the misuse of power. Here’s how limited government helps safeguard personal freedoms: It reduces the risk of government overreach and misuse of power. […]Continue reading "What Is Limited Government & How Does It Protect Your Rights?" →
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Market News,Education,Trending News
5 min read
Can You Buy a Car with Bad Credit? Here’s What You Need to Know - Verified by FangWallet
4 min read

Can You Buy a Car with Bad Credit? Here’s What You Need to Know

4 min readGetting a new car with bad credit can be challenging, but it’s still possible. Understanding how credit scores impact auto financing is crucial. Checking your credit report and setting a budget can improve approval chances. Researching lenders, exploring pre-approval options, and making a down payment are key steps. Improving your credit score and […]Continue reading "Can You Buy a Car with Bad Credit? Here’s What You Need to Know" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Auto,Guides,Loans
4 min read
Liquidated Damages vs. Penalties: Key Legal Differences - Verified by FangWallet
4 min read

Liquidated Damages vs. Penalties: Key Legal Differences

4 min readLiquidated damages and penalties are distinct concepts in contract law, impacting the enforceability of damages provisions. Understanding these differences is crucial when drafting enforceable contracts. Liquidated damages are predetermined amounts agreed upon at contract formation, designed to compensate for potential losses in case of a breach. Penalties aim to punish the breaching party […]Continue reading "Liquidated Damages vs. Penalties: Key Legal Differences" →
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Legal,Guides,Personal
4 min read
DoorDash vs. Uber Eats: Which Pays the Most? - Verified by FangWallet
5 min read

DoorDash vs. Uber Eats: Which Pays the Most?

5 min readThis blog compares DoorDash and Uber Eats, two major food delivery services in the U.S., to determine which offers higher earnings. It explores payment structures, potential earnings, tipping policies, and strategies to maximize income. A step-by-step guide explains how to sign up for each service, including application requirements, background checks, and vehicle specifications. […]Continue reading "DoorDash vs. Uber Eats: Which Pays the Most?" →
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Side Hustles,Business,Make Money,Speculation
5 min read
5 Steps to Organizing Your Personal Financial Statement Like a Pro - Verified by FangWallet
4 min read

5 Steps to Organizing Your Personal Financial Statement Like a Pro

4 min readOrganizing your financial statement provides a clear view of your income, expenses, and net worth. This clarity makes financial decisions easier, whether budgeting, investing, or planning your estate. A well-structured statement guides you in achieving financial goals. Keeping financial documents in a secure and accessible manner is essential. Budgeting apps and digital tools […]Continue reading "5 Steps to Organizing Your Personal Financial Statement Like a Pro" →
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Guides,Education,Opinion,Personal
4 min read
how much to trademark a logo
4 min read

How Much to Trademark a Logo? Understanding Costs and the Process

4 min readThe cost of trademarking a logo in the United States varies. Federal trademarking costs $250-$350 per class of goods/services, while state fees range from $50-$150. Legal fees for trademark applications typically add $500-$2,000 but can increase your chances of success. Trademark search fees range from $300 to $600 and are crucial to avoid […]Continue reading "How Much to Trademark a Logo? Understanding Costs and the Process" →
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Business,Entrepreneurship,Legal,Opinion
4 min read
is it a good time to refinance
4 min read

Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates

4 min readRefinancing can secure a lower interest rate, reducing monthly payments and overall interest costs. Calculating your break-even point—the period of time it takes for savings to outweigh refinancing costs—is crucial. A good credit score is key to securing favorable refinance rates. Compare offers from multiple lenders to find the best terms. Carefully assess […]Continue reading "Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates" →
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Mortgage,Loans,Personal
4 min read
cost to replace kitchen countertops
4 min read

Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades

4 min readThe cost of kitchen countertop installation ranges from $20 per square foot for budget-friendly laminate to $250 or more for high-end materials like marble. Factors like material choice, size, edge treatments, cutouts, and labor costs contribute to the total project cost. Understanding the pros and cons of different materials—granite, quartz, laminate, and marble—helps […]Continue reading "Cost to Replace Kitchen Countertops: Affordable Solutions and Luxury Upgrades" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Lifestyle,Opinion,Personal
4 min read
what is drawdown in trading
4 min read

What Is Drawdown in Trading? Understanding Losses and Risk Management

4 min readDrawdown is the peak-to-trough decline in a trading account balance due to losing trades. Understanding drawdown is crucial for managing risk and developing effective trading strategies. Diversification, stop-loss orders, and careful risk assessment can help mitigate drawdown. Drawdown is not the same as loss. A loss is realized when you exit a trade, […]Continue reading "What Is Drawdown in Trading? Understanding Losses and Risk Management" →
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Business,Investing,Opinion,Technology
4 min read
how much is low income for a single person
4 min read

How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards

4 min readIn 2023, low income was considered to be $14,580 for a single person and $30,000–$40,000 for a family of four, depending on the state and federal poverty level. Your state may have different income limits than federal guidelines, so it’s essential to check state-specific rules. Various resources are available to help individuals and […]Continue reading "How Much Is Low Income for a Single Person? A Breakdown of Federal and State Standards" →
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Guides,Lifestyle,Opinion,Personal
4 min read

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