FangWallet Editors

Guides,Legal

5 min read

You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It?

5 min readWells Fargo CDs provide a fixed interest rate that is guaranteed. You must deposit at least $2,500 to open a regular CD. CDs can be opened for terms that last from three months to several years. You can get better interest rates when linked to a checking account. There may be penalties for […]Continue reading →

Tagged Regular

Banking,Credit Cards,Health

5 min read

8 min read

What Is a Living Trust vs. Will? Avoid Costly Estate Mistakes

8 min readEstate planning is crucial for managing assets and ensuring your wishes are honored. A will outlines asset distribution and guardianship for minor children after death. A living trust allows asset management during life and can bypass probate. Understanding estate tax implications is essential for maximizing inheritances. Consulting an estate planning attorney ensures a […]Continue reading →

Tagged Featured, Regular

Guides,Legal,Retirement

8 min read

12 min read

How to Get Out From Under a Car Loan—Fast and Smart!

12 min readHaving negative equity in your auto loan can feel overwhelming, but numerous solutions can help you navigate this challenge. Refinancing your car loan could potentially lower your monthly payments. It might be beneficial to explore the option of selling your car privately or trading it in, but carefully evaluate the financial implications beforehand. […]Continue reading →

Tagged Regular

Auto,Debt,Loans

12 min read

8 min read

How to Pay in 4 with PayPal—No Interest, No Stress!

8 min readPayPal Pay in 4 lets you split purchases into four equal payments. Enjoy interest-free installments with no hidden fees when you pay on time. A soft credit check is required, so your credit score won’t be impacted. The service seamlessly integrates with your PayPal account for easy management. Millions of online retailers accept […]Continue reading →

Tagged Regular

Banking,Guides,Technology

8 min read

What Is a Two-Tailed Test? Statistics Made Simple

8 min readA two-tailed test in statistics helps us understand if a sample’s average value falls significantly above or below a specific range. This type of test is widely used in hypothesis testing, especially when we want to see if the sample mean differs significantly from what we expect in the whole population. Two-tailed tests […]Continue reading →

Tagged Regular

Education,Guides,Technology

8 min read

12 min read

How to Read a Profit and Loss Statement Like a Pro

12 min readA profit and loss (P&L) statement, or income statement, summarizes a company’s financial performance over a specific period. It reveals important information about revenue generation, expense management, and overall profitability. Understanding the components of a P&L statement, such as revenue, cost of goods sold, and operating expenses, is crucial for informed financial decision-making. […]Continue reading →

Tagged Regular

Business,Guides,Investing

12 min read

7 min read

How to Get a Loan Like NetCredit Without High Interest Rates

7 min readLook into options that are better than high-interest loans, like NetCredit. Find out how to get low-interest loans. Learn about credit scores, income ratios, and more. Get ideas on raising your credit score to have better loan choices. Discover how to compare lenders and pick the best loan for you. Introduction Taking charge […]Continue reading →

Tagged Branded

Guides,Loans,Opinion

7 min read

8 min read

What is a Fair Price? Questions to Consider Before Talking About a Used Car

8 min readBuying a used car can help you save money. It is important to agree on a fair price. Look up the car’s market value. Get a report about its history and have a trusted mechanic check it. Ask the seller about the car’s past. This includes any accidents or repairs. Be ready to […]Continue reading →

Tagged Regular

Auto,Frugal Living,Guides,Opinion,Personal

8 min read

13 min read

Can You AirBnB Your Second Home? Legal & Financial Concerns

13 min readRenting out your second home on platforms like Airbnb can give you good rental income. But first, it’s important to know the legal and financial issues that come with it. Before you list your home, follow local zoning laws and rules. Get the right permits and make sure to meet homeowner association guidelines. […]Continue reading →

Tagged Featured, Regular

Business,Guides,Legal

13 min read

9 min read

How to Use Bundle Pricing to Get Great Deals on Tech Gadgets

9 min readBundle pricing lets you buy several tech gadgets for a lower price. It’s a common sales method used by stores to boost the average order amount. Tech bundles usually include products that work well together, like a laptop, a mouse, and a laptop bag. Carefully look into and compare bundle offers from various […]Continue reading →

Tagged Regular

Business,Opinion,Technology

9 min read

8 min read

How to Deal with Tough Debt Collectors and Protect Your Rights

8 min readDebt collection can be stressful, but it’s important to know your rights and the laws that protect you. The Fair Debt Collection Practices Act keeps you safe by stopping collectors from being rude or dishonest. You can ask for proof of the debt, tell them to stop reaching out, and report any bad […]Continue reading →

Tagged Regular