FangWallet Editors

FangWallet was created in 2014 to make financial knowledge easy to read and accessible to the masses to empower individuals to truly understand finances and make sound life decisions. No personal finance question should go unanswered. Personal finance. Understood.
ruler for math
3 min read

How Students and Professionals Benefit from Using an Online Ruler

3 min readFinding a physical ruler when you actually need one can be oddly difficult. It’s either buried under papers, sitting at home when you’re at the office, or not the right size for the job. For students, that might mean delaying a project. For professionals, it can slow down a task that should take seconds. That’s […]Continue reading "How Students and Professionals Benefit from Using an Online Ruler" →
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Technology
3 min read
is 90000 a good salary
8 min read

Is $90,000 a Good Salary? Here’s the Brutal Truth

8 min readA $90,000 annual salary is higher than the national median, making it a good income for a single person. Whether your $90K provides a comfortable lifestyle depends on location, expenses, and savings goals. Living in a high-cost area can make a $90,000 salary feel tight, while a lower-cost area may offer a more […]Continue reading "Is $90,000 a Good Salary? Here’s the Brutal Truth" →
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Career,Lifestyle,Personal
8 min read
does pet insurance cover prescription food
6 min read

Does Pet Insurance Cover Prescription Food or Are You on Your Own?

6 min readPrescription pet food is typically formulated to address specific pet health conditions. Coverage for prescription pet food under pet insurance varies; some plans might include it, while others may not. Factors such as pre-existing conditions and the type of food can influence coverage decisions. Reading the fine print in your pet insurance policy […]Continue reading "Does Pet Insurance Cover Prescription Food or Are You on Your Own?" →
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Health,Insurance,Lifestyle
6 min read
how many capital one credit cards can you have
4 min read

How Many Capital One Credit Cards Can You Have Without Risking Denial?

4 min readWhile Capital One doesn’t publicly state a limit on credit cards, it’s generally understood you can have up to five personal cards at once. Applying too quickly for multiple cards, even from one issuer, can hurt your credit score due to hard inquiries. Capital One reportedly won’t approve a new card if you’ve […]Continue reading "How Many Capital One Credit Cards Can You Have Without Risking Denial?" →
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Banking,Credit Cards,Guides
4 min read
does epilepsy qualify for disability
9 min read

Does Epilepsy Qualify for Disability? Here’s the Real Deal

9 min readEpilepsy is a neurological disorder characterized by recurrent seizures. In the United States, epilepsy can qualify as a disability if it meets specific criteria outlined by the Social Security Administration (SSA). A diagnosis of epilepsy alone is not sufficient to qualify for disability benefits. You’ll need medical documentation and records to support your […]Continue reading "Does Epilepsy Qualify for Disability? Here’s the Real Deal" →
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Guides,Health,Legal
9 min read
how to get a loan at 18
7 min read

How to Get a Loan at 18 Without Wrecking Your Future Credit

7 min readIt’s possible to get a loan at 18, but your options might be a bit different due to limited credit history. Building good credit is super important – it’s like proving you’re responsible with money. A cosigner can be a huge help – think of it like someone vouching for you. Don’t be […]Continue reading "How to Get a Loan at 18 Without Wrecking Your Future Credit" →
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Guides,Loans,Personal
7 min read
what is a modified gross lease
8 min read

What Is a Modified Gross Lease? A Simple Guide for Tenants

8 min readA modified gross lease blends elements of gross and net leases, providing a flexible approach to sharing property expenses. Typically, tenants pay base rent plus a portion of operating expenses, such as utilities, maintenance, and property taxes, while the landlord handles structural repairs and building insurance. This lease type is particularly common in […]Continue reading "What Is a Modified Gross Lease? A Simple Guide for Tenants" →
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Business,Guides,Legal
8 min read
is it bad to buy a car with a rebuilt title
6 min read

Is It Bad to Buy a Car With a Rebuilt Title or Just a Smart Deal?

6 min read“Rebuilt title” and “salvage title” are often used interchangeably, but they have distinct meanings. A salvage title denotes a vehicle declared a total loss by insurance companies due to damage. A rebuilt title means the salvage vehicle has been repaired and deemed roadworthy by a state inspection. While tempting for their low price, […]Continue reading "Is It Bad to Buy a Car With a Rebuilt Title or Just a Smart Deal?" →
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Auto,Deals,Guides
6 min read
how to calculate net realizable value
8 min read

How to Calculate Net Realizable Value: A Guide for Non-Accountants

8 min readNet Realizable Value (NRV) is a key accounting method used to determine the actual value of an asset, especially inventory and accounts receivables. By considering factors like selling price and potential costs, NRV provides a more realistic view of an asset’s worth. Calculating NRV involves a simple formula: subtracting estimated selling costs from […]Continue reading "How to Calculate Net Realizable Value: A Guide for Non-Accountants" →
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Business,Guides,Investing
8 min read
which is better vrbo or airbnb
8 min read

Which Is Better VRBO or Airbnb? The Ultimate Showdown

8 min readThis blog post compares and contrasts the vacation rental platforms Airbnb and VRBO, examining their strengths and weaknesses to help both hosts and travelers make informed decisions. It covers various factors, including property types, target audience, fees, booking processes, cancellation policies, safety measures, and overall user experience. The blog breaks down the pros […]Continue reading "Which Is Better VRBO or Airbnb? The Ultimate Showdown" →
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Guides,Lifestyle,Travel
8 min read
how to get power of attorney for elderly parent
7 min read

How to Get Power of Attorney for Elderly Parent Without the Stress

7 min readA power of attorney (POA) is a legal document that gives someone the authority to act on behalf of another person. It’s crucial to consider a POA for aging parents to ensure their financial, legal, and healthcare needs are met. Different types of POA cater to specific situations, such as financial matters, medical […]Continue reading "How to Get Power of Attorney for Elderly Parent Without the Stress" →
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Elderly,Guides,Legal
7 min read
how long can a bank hold a check by law
6 min read

How Long Can a Bank Hold a Check By Law? Find Out Legal Limits

6 min readBanks place holds on checks to ensure funds are available and to combat fraud. The duration of a check hold varies depending on factors like the check type, deposit method, and bank policies. Federal regulations, like Regulation CC, provide guidelines for hold times. Generally, funds for government-issued checks, cashier’s checks, and checks under […]Continue reading "How Long Can a Bank Hold a Check By Law? Find Out Legal Limits" →
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Banking,Business,Legal
6 min read

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