Alex Money

Debt,Loans,Personal

3 min read

Is a High Deductible Better Than a Low Deductible?

3 min readThe choice between a high or low deductible affects both the monthly premiums and the costs you have to pay out of pocket when you make a claim. People and families can choose the best plan for them based on their health needs, financial situation, and willingness to take risks if they know how deductibles, copays, and coinsurance work.Continue reading →

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Guides,Insurance,Personal

3 min read

3 Best Peer-to-Peer Personal Loans to Consider in 2025

3 min readPeer-to-peer (P2P) lending connects borrowers directly with individual investors, making it a quick and easy way to get a loan online instead of going through a bank. In 2025, platforms like Prosper, Upstart, and Kiva make it easier for people with bad credit to get personal loans for debt consolidation, business funding, and other needs.Continue reading →

Tagged Cited, Edited, Fact-checked, Peer-reviewed, Regular, Relevant, Reviewed

Guides,Loans,Personal

3 min read

4 min read

Estoppel Agreement: Legal Role in Commercial Real Estate

4 min readWhat Is an Estoppel Agreement and Its Legal Implications? An estoppel certificate is a very important legal document that is used in commercial real estate deals and lease agreements. It tells you important things about paying rent, the terms of the lease, and what the tenant is responsible for. These agreements make things clear for […]Continue reading →

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Business,Guides,Legal

4 min read

6 min read

How to Compost at Home Without a Yard

6 min readComposting at home is easier than you think, even without a yard! Start by using a countertop compost bin or a small indoor worm bin. Collect kitchen scraps like fruit peels and coffee grounds, and turn them into nutrient-rich soil for your plants. Happy composting!Continue reading →

Tagged Regular

Environment,Guides,Lifestyle

6 min read

Why Your Gas Bill Keeps Increasing and What You Can Do About It

6 min readStruggling with rising gas bills? You're not alone. Factors like outdated appliances, poor insulation, and fluctuating energy prices can contribute. By upgrading your home, investing in energy-efficient appliances, and sealing leaks, you can cut costs. Let's explore further!Continue reading →

Tagged Regular

Environment,Frugal Living,Personal

6 min read

5 min read

Best International Money Transfer Services of 2025: Fast, Secure & Low-Fee Options

5 min readIn 2025, global money transfers have never been easier. Whether you're sending cash to family abroad or handling business transactions, here are five top services that stand out for their reliability, speed, and low fees. Let's dive in!Continue reading →

Tagged Regular

Banking,Guides,Technology

5 min read

6 min read

Smart Credit Card Moves to Make in a Recession

6 min readIn a recession, managing credit wisely is crucial. Focus on paying off high-interest debts first and avoid unnecessary purchases. Utilize rewards strategically, and consider negotiating your credit limit to reduce risk. Small steps can lead to financial security.Continue reading →

Tagged Regular

Credit Cards,Frugal Living,Guides

6 min read

5 min read

Refinancing Federal Student Loans: Is It Worth It?

5 min readRefinancing federal student loans can be tempting, especially for lower interest rates. However, consider the trade-offs: you’ll lose federal protections like income-driven repayment plans and loan forgiveness options. Assess your financial goals carefully.Continue reading →

Tagged Regular